What are the current swap rates of Deriv? Table of Contents
- How swap works on Deriv
- Current swap structure on Forex pairs
- Swaps on commodities example rates
- Swaps on indices, stocks, crypto and ETFs
- Swaps on synthetic indices
- Swap free accounts and admin fees
- Where swaps apply and where they do not
- Instruments with explicit swap long and swap short rates
- Instruments with no classic swap
- How swaps are calculated in practice
- Current swap profile by asset class a clear snapshot
- Deriv account types and platform types
- How Deriv organises your trading setup
- Core account families on Deriv
- Deriv MT5 multi asset CFD platform
- Deriv MT5 account types
- MT5 Standard account
- MT5 Swap Free account
- MT5 Zero Spread account
- MT5 Financial account
- MT5 Financial STP account
- MT5 Gold account
- Deriv cTrader CFD and copy trading platform
- Web platforms Deriv Trader SmartTrader and Deriv Bot
- Deriv Trader
- SmartTrader
- Deriv Bot
- Mobile app Deriv GO
- How Deriv account types align with platforms
- Practical combinations for Forex traders
Deriv applies clear, published swap rates to its Forex and CFD products. These swaps are the overnight financing charges or credits that appear when you hold positions after the trading day ends. Understanding how these Deriv swap rates work – and what the numbers look like for Forex, indices, commodities, crypto and synthetic indices – is essential for any trader who keeps positions open beyond intraday moves.
How swap works on Deriv
On Deriv’s CFD platforms, especially Deriv MT5 and Deriv cTrader, each symbol has two key swap values:
- Swap long rate – the daily swap rate applied to a long buy position.
- Swap short rate – the daily swap rate applied to a short sell position.
These rates are expressed as points or sometimes percentage and are defined per lot of the contract. The trading specifications table shows, for each symbol:
- Contract size, for Forex, often 100,000 base units per lot.
- Effective leverage and margin requirement.
- Swap long rate and swap short rate per day.
When a position stays open past the platform’s cutoff time, Deriv applies the relevant swap value to your account:
- If the swap value for that direction is positive, you receive a credit.
- If it is negative, you pay a charge.
As with many Forex brokers, triple swaps apply on one weekday to account for weekend days on markets that close over the weekend. Independent swap monitors confirm that Deriv follows this pattern and that its swaps are competitive against peers.
Current swap structure on Forex pairs
The Forex section of Deriv’s trading specifications lists each currency pair with its swap long and swap short rate per day, per lot. For MT5 CFDs on Forex, with contract size 100,000 base currency and typical leverage for the region, the table shows the exact long and short swap values for each pair.
Examples include:
- AUDCAD
- Contract size, 100,000 AUD
- Swap long, 1.89
- Swap short, -6.27
- AUDCHF
- Contract size, 100,000 AUD
- Swap long, 4.41
- Swap short, -6.79
- AUDJPY
- Contract size, 100,000 AUD
- Swap long, 5.91
- Swap short, -13.23
- AUDNZD
- Contract size, 100,000 AUD
- Swap long, -0.06
- Swap short, -5.40
- AUDUSD
- Contract size, 100,000 AUD
- Swap long, -1.76
- Swap short, -0.11
- EURAUD
- Contract size, 100,000 EUR
- Swap long, -13.01
- Swap short, 4.22
| Forex pair | Swap long / Swap short |
|---|---|
| AUDJPY | 5.91 / -13.23 |
These numbers illustrate several key points about Deriv Forex swap rates:
- Many cross pairs show asymmetric swaps, where one side earns positive swap and the other pays a larger negative swap, depending on interest differentials and Deriv’s internal model.
- Some pairs, such as AUDNZD in the example, have negative swaps on both sides, though the magnitude differs between long and short.
- Growing positive values on one side, such as AUDJPY long, show where carry-style positions can generate swap income, while the opposite side clearly costs more to hold.
All these values apply daily, per lot, in contract points. The monetary impact in account currency depends on trade size and the specific contract specification for that pair.
Swaps on commodities example rates
Deriv also lists swap rates for commodity CFDs, such as cocoa, coffee and metals. Each commodity symbol has its own swap long and swap short figures.
For example, for Cocoa:
- Contract size, 100 units
- Base currency, USD
- Swap long, 0.90
- Swap short, -10.43
For Coffee Arabica:
- Contract size, 100 units
- Base currency, USD
- Swap long, 0.90
- Swap short, -0.13
These swap values show that commodities often carry strong overnight charges on one side, as in Cocoa short, while the other side may have a small positive or negative figure. Position traders in commodities CFD need to plan around those overnight financing effects when holding trades through multiple sessions.
Gold and other metals on Deriv also have defined swap long and short values, often expressed per lot with spreads and leverage tuned specifically for metals.
Swaps on indices, stocks, crypto and ETFs
The same trading specifications structure extends to stock indices, single stocks, cryptocurrencies and ETFs.
For each symbol, Deriv lists:
- Contract size, for example 1 index contract or 1 CFD share.
- Effective leverage and margin percentage.
- Swap long and swap short per day.
On popular index CFDs and stock CFDs this often translates into net swap charges on both long and short sides, reflecting financing and dividend adjustments. For crypto CFDs, swaps tend to be higher in absolute terms, due to higher volatility and 24 or 7 pricing, but the principle is the same, hold past cutoff and swap applies based on trade direction.
Swaps on synthetic indices
Deriv’s synthetic indices, such as Volatility indices, Crash or Boom indices and DEX indices, trade around the clock and have their own swap structure.
The trading specifications show, for example, in CFD format:
- Boom 500 Index
- Contract size, 1
- Base currency, USD
- Swap long, -23.00
- Swap short, -9.00
- Crash 500 Index
- Contract size, 1
- Base currency, USD
- Swap long, -9.00
- Swap short, -23.00
Other DEX indices such as DEX 1500, DEX 600 and DEX 900 show swap long and short figures in the same style, with negative values on both sides and different magnitudes depending on index direction and volatility band.
At the same time, Deriv highlights that synthetic indices access includes zero swaps on a wide range of these instruments, especially in the multipliers and options environment, which use a fixed stake structure rather than continuous CFD financing. The exact swap pattern therefore depends on whether you trade a synthetic index as a CFD on MT5 or cTrader, or whether you trade it via multipliers or options on Deriv Trader or Deriv GO, where the pricing combines stake and payout rather than overnight swap.
Swap free accounts and admin fees
Deriv runs a specific MT5 Swap-Free account type. On this account profile:
- No classic swap charges apply to open positions on supported instruments.
- Instead, after a grace period, Deriv charges a fixed administration fee per day, per lot, on positions that remain open beyond that period.
The structure is:
- For synthetic indices on Swap-Free MT5, admin fees begin after a defined number of days with the trade open.
- For financial instruments, Forex, indices, stocks, commodities, ETFs and crypto CFDs on Swap-Free MT5, there is a longer grace period before admin fees start.
External breakdowns of these terms describe that once the grace period ends, Deriv applies a fixed daily fee in USD per lot, specific to each symbol and direction, instead of traditional swap.
In other words:
- Standard MT5 and cTrader accounts use swap long and swap short values as shown in the CFD specifications table.
- Swap-Free MT5 accounts have no swap as such on supported symbols during the grace period, and after that, a daily admin fee per lot per instrument replaces the swap mechanism.
This lets traders who prefer not to deal with interest-style swaps hold positions for extended periods, while the platform still attaches a clear cost structure to those open trades.
Where swaps apply and where they do not
Across Deriv’s product set, you can group instruments into two broad categories.
Instruments with explicit swap long and swap short rates
These sit mainly in the CFD family:
- Forex pairs on MT5 and cTrader.
- Index CFDs.
- Stock CFDs and ETF CFDs.
- Commodity CFDs.
- Crypto CFDs.
- Synthetic index CFDs on MT5 and cTrader.
For all of these, the current swap rates are published as per-symbol values, and the account’s swap-free or standard profile dictates whether classic swap or admin fee applies.
Instruments with no classic swap
These include:
- Digital options on Deriv Trader and SmartTrader.
- Multipliers on Deriv Trader and Deriv GO.
- Positions on Deriv Bot strategies built around options and multipliers.
Here the pricing is built into stake, payout and contract structure rather than overnight swap. The only overnight impact arises if an underlying CFD hedge is used internally, but from a client perspective there is no separate swap figure attached to those contracts.
How swaps are calculated in practice
Deriv defines swaps on CFDs as daily charges or credits in points per lot. The actual cash amount applied to a trade is a function of:
- Contract size, for example 100,000 base units per lot for many Forex pairs.
- Swap rate for the symbol and direction, for example AUDJPY long 5.91 points per day per lot.
- Number of lots in the position.
- Number of days the position stays open, including triple-swap days.
Deriv also offers a trading calculator that computes margin, pip value and swap for a chosen instrument, platform, volume and direction. That tool uses the same underlying swap rates that appear in the trading specifications, and it outputs the precise financing charge or credit in the account currency.
For MT5 Swap-Free accounts, the calculation is simpler for the client, during the grace period, swap terms do not appear, then once the grace period is passed, the platform applies the symbol’s fixed admin fee per day and per lot instead.
Current swap profile by asset class a clear snapshot
Putting all this together, the current Deriv swap landscape looks like this:
- Forex on MT5 or cTrader
- Each pair has specific swap long and short figures in points per day.
- Examples include AUDCAD, 1.89 and -6.27, AUDCHF, 4.41 and -6.79, AUDJPY, 5.91 and -13.23, AUDUSD, -1.76 and -0.11, EURAUD, -13.01 and 4.22.
- Commodities
- Cocoa shows 0.90 for long and -10.43 for short.
- Coffee Arabica shows 0.90 for long and -0.13 for short.
- Indices, stocks, ETFs and crypto CFDs
- Each symbol has defined swap long and short values in the same table, with indices and stocks often having negative swaps on both sides, and crypto showing higher absolute financing levels.
- Synthetic index CFDs
- Boom 500, Crash 500, and DEX indices all carry specific swap long and short values, often negative on both sides, with magnitudes tuned to the index design and volatility.
- Swap-Free MT5
- No classic swap on supported instruments.
- After a grace period, a fixed daily admin fee per lot applies instead of swap.
- Options, multipliers and DBot strategies
- No separate swap, pricing is wrapped into stake and contract structure rather than overnight financing.
For a Forex trader on Deriv, swap is not an abstract detail. It directly shapes the cost of holding positions overnight on standard MT5 and cTrader accounts, the way Swap-Free MT5 accounts handle long-term holdings through admin fees, and the economics of synthetic index trading on CFDs versus options or multipliers.
By understanding the per-symbol swap long and swap short values and how they connect to contract size and lot volume, Forex traders on Deriv can factor overnight financing into their strategy with precision. That clarity is crucial when building carry trades, swing trades and long-duration positions across Forex, indices, commodities, crypto and synthetic indices on the Deriv platform.
Deriv account types and platform types
Deriv structures its trading setup in a way that lets you mix different account types and platform types under one profile. If you trade Forex, indices, commodities, crypto or synthetic indices, understanding these building blocks helps you slot each strategy into the right account and platform combination.
How Deriv organises your trading setup
Deriv uses three main layers:
- A Deriv Wallet or Trader’s Hub profile where you hold balances in your chosen currencies.
- Trading accounts under that profile, each with its own leverage, margin rules and product set.
- Platforms that you actually trade on, Deriv MT5, Deriv cTrader, Deriv Trader, SmartTrader, Deriv Bot, Deriv GO, and the copy-trading apps.
Within this structure you can, for example:
- Keep one CFD account focused on Forex and indices.
- Run another account specialised in synthetic indices.
- Attach those accounts to MT5, cTrader, or web or mobile platforms depending on how you trade.
Core account families on Deriv
At the highest level, broker reviews and Deriv’s own product pages describe three broad live-account families:
- Standard financial account, full CFD access to Forex, stock indices, stocks, commodities, ETFs and crypto.
- Derived or Synthetic account, focused on synthetic indices that run 24 or 7 and are independent from macro news.
- Swap-Free variants, based on the above, but structured to remove classic overnight swap on supported instruments.
These are not platforms on their own. They describe what you can trade and how margin and financing are handled. You then connect them to MT5, cTrader, or web platforms.
Deriv MT5 multi asset CFD platform
Deriv MT5 is the main CFD platform where most Forex traders start. It combines:
- Forex pairs majors, minors, exotics
- Stock indices
- Single stocks and ETFs
- Commodities metals, energies, softs
- Cryptocurrencies
- Derived synthetic indices
MT5 on Deriv supports:
- Netting or hedging mode depending on jurisdiction
- Full EA Expert Advisor support for algo trading
- Pending orders, stop loss, take profit, trailing stop
- Multi-timeframe charting and technical indicators
On top of this platform, Deriv offers several MT5 account profiles.
Deriv MT5 account types
Independent reviews and Deriv’s training materials agree that Deriv currently offers six MT5 account types, Standard, Financial, Financial STP, Swap-Free, Zero Spread, and Gold. Each one is aimed at a different style of trading.
MT5 Standard account
The Standard MT5 account is the general-purpose CFD profile:
- Instruments, Forex, stock indices, single stocks, commodities, crypto and synthetic indices.
- Pricing, variable spreads, with trading cost mainly inside the spread.
- Commissions, none on most instruments, spread-only model is the norm.
For Forex traders who want one account that covers both classic financial markets and Deriv’s synthetic indices, the Standard MT5 account is the straightforward choice.
MT5 Swap Free account
The MT5 Swap-Free account targets traders who want to avoid traditional overnight swap on selected instruments:
- Instruments, a defined list of derived indices and financial CFDs.
- Overnight charges, no classic swap. Instead, after a grace period, Deriv applies a fixed admin fee per day on open positions.
- Trading style, same execution environment as other MT5 accounts, including leverage and product scope, but with financing shifted from swap to admin fee.
For long-term Forex and index positions, this structure removes interest-style swaps and replaces them with a clear daily fee schedule.
MT5 Zero Spread account
The Zero Spread MT5 account uses a raw-style pricing model:
- Spreads, spreads are set as close to zero as possible on major instruments, especially key Forex pairs.
- Commission, separate commission, quoted per lot, applied to each round turn.
- Use case, scalping, high-frequency strategies and EA setups where tight spreads matter more than a single blended spread figure.
Compared with the Standard account, Zero Spread shifts cost from spread to commission, making it easier to track cost per trade in a precise way.
MT5 Financial account
The Financial MT5 account focuses on traditional financial assets without synthetic indices mixed into the same profile:
- Instruments, Forex, stock indices, single stocks, commodities, ETFs, crypto.
- Pricing, competitive spreads, on many setups this account has tighter spreads than Standard for financial markets.
- Commissions, applied per volume on some instruments, based on Deriv’s CFD commission tables.
If your Forex trading is closely tied to macro indices, equities, and commodities, the Financial account gives a clean separation from synthetic indices while keeping multi-asset access.
MT5 Financial STP account
The Financial STP account adds a different execution and pricing style:
- Instruments, a basket of financial CFDs, Forex, commodities, crypto and indices.
- Pricing, zero commission with wider spreads than a pure raw-spread profile, this account is described as providing more direct market exposure with all fees consolidated into the spread.
- Use case, traders who prefer a single spread figure instead of a separate commission, but still want an STP-oriented structure.
This profile sits between a classic spread-only account and a fully raw-spread, commission-heavy profile.
MT5 Gold account
The Gold account is a specialised MT5 profile dedicated to metals:
- Instruments, gold as the main asset, with additional precious metals.
- Pricing, spreads tuned for metals, often tighter on XAUUSD and similar pairs than on generic accounts.
- Purpose, clearer position management for traders whose core strategy is gold or metals hedging alongside Forex.
By isolating metals into a dedicated account, you can track margin and performance on gold separately from currency pairs.
Deriv cTrader CFD and copy trading platform
Deriv cTrader is the second major CFD platform on Deriv. It is a branded version of the well-known cTrader suite and is tightly integrated with Deriv accounts.
- Markets, Forex, indices, commodities, crypto and synthetic indices as CFDs.
- Tools, 60 plus indicators and advanced charting, level 2 depth of market, multiple order types including stop and limit entries.
- Copy trading, built-in cTrader Copy function lets you follow strategy providers directly from the platform.
Deriv links cTrader to a specific CFD account profile, often structured similarly to the Financial or Standard model in terms of spreads and commissions. For Forex traders who rely on DOM, tick-level detail and copy trading, Deriv cTrader is the main alternative to MT5.
Deriv also offers Deriv Nakala, a separate mobile app dedicated to copy trading on Deriv MT5 accounts, while cTrader Copy handles copy trading inside the cTrader platform itself.
Web platforms Deriv Trader SmartTrader and Deriv Bot
Deriv provides three web-based platforms that sit next to MT5 and cTrader. They suit traders who prefer fixed stake contracts, multipliers or visual automation.
Deriv Trader
Deriv Trader is a web platform for options and multipliers:
- Contracts, digital options and multipliers where you define stake per trade.
- Markets, Forex, stock indices, commodities, cryptocurrencies and derived indices.
- Interface, custom charts with indicators, plus a simple ticket showing maximum loss and potential payout before you place a trade.
Forex traders often use Deriv Trader to express short-term directional views with clearly defined risk per position.
SmartTrader
SmartTrader is a more structured web interface for digital options:
- Step-by-step forms for market selection, trade type, duration and stake.
- Access to many of the same markets as Deriv Trader, including Forex and indices, but with a layout built around dropdowns and panels rather than a full chart screen.
SmartTrader and Deriv Trader use the same options engine underneath. The difference is purely in how you build and send trades.
Deriv Bot
Deriv Bot is the block-based automation platform:
- Runs entirely in the browser.
- Lets you build bots for Forex, indices and commodities using visual blocks.
- Handles trade conditions, loops, money management and stop rules without any coding.
For traders who want to automate Forex strategies but do not write scripts, DBot is the entry point. It works against the same options and multipliers engine used by Deriv Trader and SmartTrader.
Mobile app Deriv GO
Deriv GO is Deriv’s mobile app for trading on the move:
- Markets, Forex, derived indices and cryptocurrencies.
- Products, mainly multipliers and options, with built-in risk controls like stop loss, take profit and trade cancellation on supported contracts.
- Usage, monitor and manage trades from your phone, or open new positions when you are away from a desktop platform.
Balances and exposure on Deriv GO connect to the same hub of accounts you see in Trader’s Hub, so you are not maintaining separate balances only for mobile.
How Deriv account types align with platforms
Putting all the above pieces together, the Deriv ecosystem for a Forex trader looks like this:
- MT5 accounts, Standard, Financial, Financial STP, Swap-Free, Zero Spread, Gold
- Used for margin-based CFD trading on Forex, indices, stocks, commodities, crypto and synthetic indices.
- Best suited for classic Forex strategies, swing trading, algo trading and multi-asset portfolios.
- cTrader account
- Used for CFD trading with an interface that stresses depth of market, copy trading, and advanced charting.
- Appeals to traders who prefer the cTrader environment or want integrated copy trading for Forex and other CFDs.
- Derived or Synthetic accounts
- Plugged into MT5, cTrader or options platforms to trade synthetic indices that run 24 or 7.
- Web platforms, Deriv Trader, SmartTrader, Deriv Bot
- Built around options and multipliers rather than classic CFD margin.
- Used heavily for short-term Forex views and automated strategies where stake per trade is fixed.
- Mobile platform, Deriv GO
- Optimised for multipliers and options on Forex, crypto and synthetic indices from a phone.
Practical combinations for Forex traders
Here are typical combinations that Forex traders build on Deriv:
- All-round CFD setup
- MT5 Standard or Financial account for most Forex and index trading.
- Optional Zero Spread MT5 account for intraday trading on major pairs.
- Optional Gold MT5 account for metals-heavy strategies.
- Copy-trading setup
- Deriv cTrader account connected to cTrader Copy.
- Deriv Nakala app connected to MT5 for mobile copy trading.
- Swap-managed setup
- MT5 Swap-Free account for positions you plan to hold for many days on selected assets.
- Standard or Financial MT5 account for pure intraday and short-term trades where swap has less impact.
- Options and multipliers layer
- Deriv Trader or SmartTrader for fixed-stake trades on Forex and synthetic indices.
- Deriv Bot for automated options strategies.
- Deriv GO as the mobile front-end to monitor and adjust those strategies.
Everything sits under one Trader’s Hub, so you can move funds between these accounts and platforms while keeping a single overall view of your Forex exposure.
For Forex and CFD traders, Deriv’s structure is simple once you break it down:
- MT5 and cTrader are your main platforms for leveraged CFDs on Forex and other markets.
- Deriv Trader, SmartTrader, Deriv Bot and Deriv GO are your tools for options, multipliers and no-code automation.
- Standard, Financial, Financial STP, Swap-Free, Zero Spread and Gold on MT5 are account types you match to your pricing preference, leverage comfort and asset focus.
- Separate synthetic and financial account families let you decide how much of your trading you want to anchor in synthetic indices versus classic Forex and indices.
With this map, you can decide exactly where each Forex strategy should live inside the Deriv system and avoid mixing incompatible trading styles in a single account.
Updated by FXBonus
Please check Deriv official website or contact the customer support with regard to the latest information and more accurate details.
Please click "Introduction of Deriv", if you want to know the details and the company information of Deriv.
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