How much are the fees & commission of Deriv? Table of Contents
- Core idea: how Deriv charges for trading
- Forex and CFD spreads on Deriv
- Commissions on Deriv: when you pay and when you don’t
- Overnight swaps on MT5 Standard accounts
- Administration fees on MT5 swap-free accounts
- Fees on synthetic indices and other derived products
- Deposit, withdrawal, and currency conversion fees
- Non-trading fees: inactivity and other charges
- How Deriv’s total trading cost looks in practice
- Where Deriv stands versus typical Forex fee structures
- Practical tips to control your cost on Deriv
- Deriv Account Types and Trading Platforms
- How Deriv organises accounts and platforms
- Markets you can reach from Deriv accounts
- Core Deriv MT5 account types
- MT5 Standard account – broadest mix including synthetics
- MT5 Financial account – focus on classic Forex and financial CFDs
- MT5 Financial STP account – more direct FX routing
- MT5 Swap-Free account – interest-free structure with admin fees
- MT5 Zero Spread account – tight bid/ask with fixed commissions
- MT5 Gold account – dedicated metal profile
- Non-MT5 accounts and platforms on Deriv
- Deriv Trader – web-based options and multipliers
- SmartTrader – classic fixed-odds interface
- Deriv Bot (DBot) – block-based automation
- Deriv GO – mobile app for multipliers
- Deriv X – customisable multi-asset CFD platform
- Deriv cTrader – advanced CFD and copy trading
- Matching Deriv account types to your Forex style
- If you trade mainly Forex intraday
- If you specialise in synthetic indices and still trade Forex
- If you need interest-free trading
- If you prefer automation or copy trading
- Example multi-account setup for a Forex trader
Trading costs are one of the few factors you can control in Forex. You can’t control spreads on the interbank market or macro data, but you can choose a broker where fees are clear and tight. With Deriv, the headline structure is simple:
- No direct trading commission on Forex and most CFDs
- Costs built into the spread, plus
- Swap or administration fees on positions held overnight
- Very few non-trading fees outside the platform
This guide walks through every major fee and charge on Deriv so you know exactly what you are paying when you open, hold, and close trades.
Core idea: how Deriv charges for trading
Deriv uses the same basic pattern across its platforms:
- You pay through spreads (difference between bid and ask).
- On many accounts, you pay overnight swap when you hold leveraged positions past the cut-off time.
- On MT5 swap-free accounts, you avoid interest-based swaps but pay administration fees after a grace period.
- There is no standard lot-based commission for Forex and CFD trades on MT5 and the other CFD platforms.
For a Forex trader, this means that in most cases your primary cost is the spread, plus financing when you carry trades overnight.
Forex and CFD spreads on Deriv
Spreads are where most of your visible cost sits. On Deriv, spreads are floating, so they change with liquidity and volatility.
Across independent spread measurements and broker comparisons, the pattern is consistent:
- On major Forex pairs such as EUR/USD and GBP/USD, typical spreads under normal conditions sit around 0.6–0.7 pips.
- Marketing material and account comparisons refer to minimum spreads from 0.5 pips on some majors.
- On minor Forex pairs, spreads are usually a little wider, from around 0.6 pips upwards.
- On indices and commodities, spreads are quoted in the underlying points, for example a few points on popular stock indices and a little under two pips equivalent on gold.
- On crypto CFDs, spreads are much wider in pip terms, which is standard across brokers due to higher volatility and lower liquidity.
The key points for Forex:
- Deriv offers commission-free Forex trading with spreads starting very low on liquid pairs.
- There is no extra per-lot trading commission on top of these spreads.
- Spreads are tight in active sessions and widen in quiet or highly volatile periods.
If you are scalping or trading intraday, these spread figures are competitive versus many retail Forex brokers that use the same model.
Commissions on Deriv: when you pay and when you don’t
For direct client accounts, Deriv’s structure is explicit:
- Forex and CFD trades on MT5, cTrader-style platforms, and Deriv’s proprietary CFD platforms are commission-free.
- You do not pay a separate “$7 per lot” or similar ticket fee on standard accounts.
- Options and multipliers on the DTrader and Deriv Bot platforms embed pricing into the contract structure itself, rather than a visible commission line.
Where you might see the word “commission” is in partner programs, where affiliates or introducing partners earn a commission from Deriv on client trading volume. That is an internal arrangement and does not sit as a direct fee line on your own tickets.
For a Forex trader looking at platform statements, you will primarily see:
- Spread cost in your entry vs exit price
- Swap or admin fee lines for overnight positions
and no separate ticket commission for non-professional accounts.
Overnight swaps on MT5 Standard accounts
On MT5 Standard accounts, Deriv applies normal swap charges or credits when positions stay open overnight. These swaps come from:
- The interest rate differential between the two currencies in a Forex pair
- The broker’s own funding markup
- The specific contract type for indices, commodities, and crypto
Deriv provides a swap calculator inside the trading environment so that you can see the long and short swap values for each symbol in points, and how that figure translates to your account currency per lot.
In practice:
- A long position on a currency with higher interest than the quote currency can attract a positive swap, although in retail CFD configurations most pairs carry a small negative swap on one side and a larger negative swap on the other.
- A short position can have a different daily swap figure, and some pairs are structurally more expensive to hold overnight due to funding spreads.
For Forex strategies that hold positions for several days or weeks, these swap charges are a significant part of trading cost and need to be monitored just as carefully as spreads.
Administration fees on MT5 swap-free accounts
Deriv offers swap-free MT5 accounts designed for traders who need an interest-free structure. On these accounts:
- You do not pay classic swap interest on overnight exposure.
- Instead, Deriv applies administration fees after a grace period, structured as a fixed amount per lot per day.
The rules by instrument group can be summarised as:
- For many derived indices, an admin fee starts after a short grace period once a position has been held for several days.
- For financial instruments (Forex and CFDs on stocks, indices, commodities), the grace period is longer, after which admin fees apply daily for as long as the position remains open.
- Each symbol has a clear USD-per-lot figure for long and short positions, which is visible in the instrument specification or dedicated admin-fee document.
These administration charges are not hidden. They appear as separate lines similar to swap entries and are part of the funding cost of holding long-term positions on a swap-free basis.
For Forex traders who keep positions open for only a short period (within the grace window), the swap-free structure can keep funding charges close to zero. For those who hold for many weeks, admin fees become a non-trivial cost and must be built into the strategy.
Fees on synthetic indices and other derived products
Deriv is widely known for its synthetic indices, such as volatility indices and other engineered instruments. These products:
- Trade 24/7 in many cases
- Have their own tick sizes and spreads
- Use spreads and, where applicable, admin fees as the main cost components
Key aspects:
- There is no ticket commission on synthetic index CFDs.
- The spread is often slightly wider than on liquid Forex pairs, which reflects internal pricing and risk management.
- On swap-free accounts, admin fees apply after the shorter grace period described earlier.
- On other accounts, synthetic indices may have alternative holding charges defined in the contract specification.
Crypto CFDs, stock CFDs, and indices follow a similar pattern: the cost is primarily the spread, plus funding if you hold positions overnight. Any specific fee for long-term holding is defined clearly per instrument.
Deposit, withdrawal, and currency conversion fees
On the banking side, Deriv’s policy is straightforward:
- No deposit fee from the broker for supported payment methods (cards, e-wallets, bank transfers, crypto, P2P, payment agents).
- No withdrawal fee from the broker.
- Third-party providers such as banks, card processors, and crypto networks can charge their own fees, and those are outside Deriv’s control.
In terms of currency conversion:
- If you deposit in a currency different from your wallet currency, your bank or card provider can apply its own conversion fee; Deriv does not add a second layer on top of that conversion at the deposit stage.
- When you use the internal transfer function to move funds between accounts or wallets in different currencies, Deriv charges a 2% currency conversion fee on the amount converted.
This internal conversion fee is one of the few explicit percentage charges on the platform and becomes relevant if you frequently switch between USD, EUR, and other wallet currencies.
If you keep your Forex trading in a single base currency and avoid constant currency hopping, this 2% only appears when you deliberately move between currency wallets.
Non-trading fees: inactivity and other charges
Deriv keeps non-trading fees relatively light, but there are a few entries that matter to long-term Forex traders.
- Inactivity fee
- If a real-money account does not trade for a full year, Deriv charges an inactivity fee of up to 25 USD every six months.
- This fee applies until activity resumes or the account balance drops to zero.
- The fee is applied per client profile rather than per every single sub-account wallet.
- Platform and account fees
- There is no fee to open a Deriv trading account.
- There is no monthly platform fee for MT5, cTrader-style platforms, or proprietary platforms.
- P2P and payment agent markups
- Deriv itself does not charge a P2P commission, but buyers and sellers set exchange rates in the P2P marketplace, which can include a markup relative to mid-market.
- Payment agents operate under Deriv rules, but they can set their own spread between local fiat money and Deriv balance.
From a Forex standpoint, the only non-trading line that you really need to track is the inactivity fee, especially if you pause trading for long stretches.
How Deriv’s total trading cost looks in practice
To understand fees, it helps to translate them into typical trade scenarios.
Example: intraday EUR/USD trade on MT5 Standard
- You open a 1-lot EUR/USD buy trade on a standard MT5 account.
- At open, the spread is 0.7 pips.
- There is no ticket commission, so your immediate cost is 0.7 pips × 10 USD per pip = 7 USD.
- You close the trade before the overnight cut-off.
- There is no swap or admin fee, because you did not hold the trade overnight.
Total cost: approximately 7 USD for that round-trip trade, entirely from the spread.
Example: multi-day GBP/USD trade on MT5 Standard
- You open a 0.5-lot GBP/USD short trade.
- Spread at entry is 0.8 pips, so immediate cost is 0.8 × 5 USD = 4 USD.
- You hold the trade for 10 nights. Each night, a swap charge posts to the account, for example, −2.5 USD per night (illustrative figure; actual values depend on current contract terms).
- At close, you have paid 4 USD in spread plus about 25 USD in swaps, so 29 USD in total trading cost.
Different pairs and directions will have different swap levels, but this example shows how spreads and swaps combine into the real bill you pay per trade.
Example: medium-term swap-free Forex trade
- You open a 1-lot EUR/USD long trade on a swap-free MT5 account.
- Spread is 0.7 pips, so just as before your initial cost is 7 USD.
- You hold the trade for 20 days.
- During the grace period, there is no holding cost.
- After that, an administration fee applies, calculated as a fixed USD-per-lot-per-day figure. Suppose that figure is 3 USD per day for this pair (exact levels are defined by Deriv per instrument).
- You pay admin fees for the remaining days, which adds a fixed amount to your cost, independent of interest rate movements.
This structure keeps pricing interest-free while still compensating the broker for funding and exposure.
Where Deriv stands versus typical Forex fee structures
If you compare Deriv with many mainstream Forex brokers, several characteristics stand out:
- Spread-only pricing on standard retail accounts, with no extra commission per lot, is common and Deriv follows that model.
- Typical spreads around 0.6–0.7 pips on EUR/USD sit within the competitive bracket for spread-only accounts.
- The addition of admin fees on swap-free accounts after a grace period mirrors how many large brokers treat Islamic or swap-free configurations.
- No broker-side deposit or withdrawal fees puts Deriv on the cheaper side of funding compared to brokers that charge fixed amounts for bank wires or e-wallet withdrawals.
- The 2% internal currency conversion fee is a noticeable cost if you constantly convert between wallet currencies, but easy to manage if you stick to one base currency.
For a Forex trader whose strategy revolves around liquid major pairs and short to medium holding periods, the combined cost from spreads and funding is competitive against many retail offerings.
Practical tips to control your cost on Deriv
To keep your total cost as low as possible while trading Forex on Deriv:
- Focus on liquid pairs like EUR/USD, GBP/USD, and USD/JPY during active sessions; spreads are tightest there.
- Avoid unnecessary currency conversions between wallets; pick a base currency that matches your deposit currency and most of your trading.
- If you are opening and closing trades within the same day, standard accounts with swaps are fine and you rarely see funding lines.
- If you need interest-free trading, use swap-free accounts but keep an eye on how long positions remain open relative to the grace period.
- Close or reactivate dormant accounts rather than leaving idle balances untouched for years, to avoid repeated inactivity charges.
- Use the instrument specifications and calculators inside the platform to know the exact swap or admin fee for each symbol before you commit to long-term positions.
These steps do not change Deriv’s fee schedule, but they minimise how much of that schedule you actually trigger with your trading style.
Deriv’s fee structure is direct:
- Commission-free Forex and CFD trading, with spreads that are tight on major pairs.
- Standard swap charges on overnight positions for regular MT5 accounts.
- Administration fees on swap-free MT5 accounts after clear grace periods.
- No broker-side deposit or withdrawal fees, plus one notable non-trading charge: a periodic inactivity fee after extended periods with no trading.
- A single explicit percentage fee: 2% on internal currency conversions between wallets with different base currencies.
For active Forex traders, the dominant cost drivers are spreads and overnight funding, not hidden extras. Once you understand how those two components work on each account type, you can calculate your trading cost with clarity and adapt your strategy so that more of your edge stays in your account instead of leaking away through fees.
Deriv Account Types and Trading Platforms
Choosing the right Deriv account type and trading platform is a structural decision. It affects your spreads, the markets you can trade, your leverage, and the way you interact with charts all day. Deriv groups everything around a central wallet and then lets you plug that wallet into different trading environments that cover forex, synthetic indices, stocks, commodities, crypto, and ETFs.
How Deriv organises accounts and platforms
When you sign up, you first get access to Trader’s Hub and a Deriv wallet. From there you can open several live and demo accounts tied to different platforms:
- CFD accounts on Deriv MT5, Deriv X, and Deriv cTrader
- Options and multipliers accounts on Deriv Trader, Deriv GO, and SmartTrader
- Automated trading on Deriv Bot (DBot)
Funds sit at wallet level. You transfer money from the wallet to a specific account (for example, an MT5 Standard account) and then trade from there. This structure makes it possible to:
- Keep one balance for everything
- Open several account types in parallel
- Move capital between platforms without extra deposit steps
For a Forex trader, this means you can run different strategies side by side: for example an MT5 Standard account for synthetic indices and FX, plus a Zero Spread account for scalping, and a Deriv cTrader profile for copy trading.
Markets you can reach from Deriv accounts
Across its platforms, Deriv offers CFDs and options on:
- Forex – majors, minors, and exotics
- Derived / synthetic indices – volatility indices, crash/boom indices, jump indices, step index
- Stock indices – major equity benchmarks
- Single stocks – large US and EU companies
- Commodities – metals, energies, and some softs
- Cryptocurrencies – pairs built around Bitcoin, Ethereum, and others
- ETFs – a growing list on MT5
Not every account type sees every asset, so the next step is to understand the main Deriv MT5 accounts, then the other platforms.
Core Deriv MT5 account types
Deriv MT5 is the primary multi-asset CFD platform on Deriv. It combines 21 timeframes, dozens of indicators, and support for expert advisors with access to more than 200 instruments, including Forex and synthetic indices.
Deriv currently offers six main MT5 account types:
- Standard
- Financial
- Financial STP
- Swap-Free
- Zero Spread
- Gold
Each one is mapped to a specific set of instruments and pricing rules.
MT5 Standard account – broadest mix including synthetics
The MT5 Standard account is the all-round profile that combines financial markets and derived indices under one roof.
On this account you can trade:
- Forex pairs (majors, minors, and some exotics)
- Synthetic indices (volatility, crash/boom, jump, step)
- Stock indices and ETFs
- Commodities and crypto
Key points for Forex traders:
- Variable spreads, typically starting from around 0.6 pips on liquid majors
- High leverage (up to 1:1000 in many jurisdictions for certain assets)
- No ticket commission on Forex and most CFDs
Because synthetic indices are available here alongside FX, many traders use this account as their primary profile: they can switch between EUR/USD, Volatility 75 Index, and gold in the same MT5 login.
MT5 Financial account – focus on classic Forex and financial CFDs
The MT5 Financial account concentrates on standard financial instruments:
- Forex
- Commodities
- Cryptocurrencies
- Stocks and stock indices
Synthetic indices are excluded on this profile. Instead, the emphasis is on more than 100 financial assets, with:
- High leverage on Forex pairs
- Variable spreads
- 24/7 trading on crypto CFDs
From a Forex perspective, this is a straightforward CFD account aimed at traders who do not need synthetic indices but prefer a clean set of financial markets.
MT5 Financial STP account – more direct FX routing
The Financial STP account is a more specialised option that focuses on direct-style routing for Forex and crypto.
On this account:
- You trade popular currency pairs and cryptocurrencies
- Orders go through a straight-through-processing (STP) model, which typically pushes them closer to the underlying liquidity pool
- Maximum leverage is usually lower (for example 1:100) but position sizes can be larger than on the regular Financial account
This structure is aimed at traders who care about:
- Clean execution during news
- Depth of market and tight spreads around the market price
- Scalping or short-term Forex trading where micro-differences in fill quality matter
Many advanced FX traders use the Financial STP account for news trading and scalping majors, while keeping a Standard or Financial account for synthetic indices, stocks, or smaller strategies.
MT5 Swap-Free account – interest-free structure with admin fees
The MT5 Swap-Free account is built for traders who do not want swap interest on overnight exposure.
Important features:
- No swaps on selected derived and financial assets
- 24/7 trading on synthetic indices and crypto
- Up to 1:500 leverage on supported assets in many setups
Instead of swaps:
- Deriv uses administration fees after a clear grace period, structured as fixed amounts per lot per day, with a symbol list that covers Forex pairs, synthetic indices, and other markets.
For Forex traders who hold positions overnight but need an interest-free profile, this account keeps pricing transparent. You get zero swaps on eligible assets but accept fixed daily admin charges once you cross the grace window.
MT5 Zero Spread account – tight bid/ask with fixed commissions
The Zero Spread account is an MT5 configuration where many instruments trade with extremely tight or zero spreads.
On this profile:
- The bid and ask are set to be as close as possible
- You pay fixed commissions per trade instead of paying through the spread
- The account supports both financial assets and synthetic indices
This setup favours:
- Scalpers
- High-frequency traders
- Users running expert advisors that depend on exact entry levels
By removing spread as the main cost factor and replacing it with a fixed commission, the Zero Spread account gives predictable cost per ticket and very precise price references.
MT5 Gold account – dedicated metal profile
The Gold account targets one asset: gold. It exists as a dedicated MT5 account type for traders who concentrate on this metal with specific trading conditions optimised for that market.
For FX traders who treat gold as a core pair (XAU/USD) rather than a side instrument, this account lets you separate that activity from other strategies and take advantage of gold-focused parameters.
Non-MT5 accounts and platforms on Deriv
Beyond MT5, Deriv offers several proprietary and third-party platforms, each tied to its own account environment.
Deriv Trader – web-based options and multipliers
Deriv Trader (DTrader) is the main browser platform for options and multipliers on:
- Forex
- Stock indices
- Commodities
- Synthetic indices
You:
- Trade with stakes from as low as 1 unit of account currency
- Choose from various contract types and durations
- Use configurable charts with built-in technical indicators
For Forex traders, DTrader is useful for short-term directional views where you prefer fixed-risk contracts instead of open-ended CFD positions.
SmartTrader – classic fixed-odds interface
SmartTrader is a more traditional, ticket-focused options interface. It also supports:
- Forex options
- Index and commodity options
- Synthetic index options
It suits traders who like a simple panel: choose asset, direction, stake, and duration, then place the trade without playing with layouts or complex layouts.
Deriv Bot (DBot) – block-based automation
Deriv Bot is a visual bot builder that lets you automate trades without coding.
You:
- Pick asset and trade type
- Drag blocks to define entry rules, exit rules, and restart logic
- Run the bot on synthetic indices, Forex, and other supported markets
For Forex traders who want systematic strategies but do not write code, DBot is a way to test ideas on multipliers and options, especially on synthetic indices that run 24/7.
Deriv GO – mobile app for multipliers
Deriv GO is a mobile app focused on multipliers.
Main coverage:
- Forex
- Synthetic indices
- Crypto
A multiplier trade boosts your exposure but caps the maximum loss at your stake. This is effective for mobile-first Forex traders who want clear downside limits while keeping intraday flexibility.
Deriv X – customisable multi-asset CFD platform
Deriv X is a multi-asset CFD platform with strong focus on layout customisation and multi-window dashboards.
With Deriv X you can trade:
- Forex
- Commodities
- Crypto
- Synthetic indices
You can:
- Arrange multiple charts per workspace
- Configure watchlists and order tickets
- Run it on web and mobile with the same login
Forex traders who want a more modern interface than classic MT5, plus easy multi-screen layouts, often combine Deriv X with a Standard account profile.
Deriv cTrader – advanced CFD and copy trading
Deriv cTrader is a partnership build on the well-known cTrader environment, with local branding and product list aligned with Deriv’s offering.
Key features:
- CFD trading on Forex, crypto, and other markets
- Copy trading – follow and allocate to strategy providers
- Advanced order types and depth of market
- Professional-grade charting and interface
For Forex traders who like to analyse depth, run algorithmic systems, or allocate part of their capital to experienced strategy providers, Deriv cTrader adds an extra layer beyond MT5.
Matching Deriv account types to your Forex style
With several account types and platforms available, the simplest way to choose is to match them to your trading style.
If you trade mainly Forex intraday
You can focus on:
- MT5 Standard or Financial account for spread-based Forex trading
- Deriv MT5 or Deriv X as the platform
This combination gives you:
- Tight spreads on majors
- High leverage
- Direct control over position sizing and risk
If you scalping very short moves, adding a Zero Spread MT5 account can reduce spread friction, with fixed commissions replacing variable spread costs.
If you specialise in synthetic indices and still trade Forex
The natural hub is:
- MT5 Standard account with access to both synthetic indices and Forex
- Optionally, Deriv X for a more visual dashboard
You keep:
- 24/7 synthetic index access
- A complete Forex list
- One account for both, plus the option to mirror some strategies on DTrader or Deriv GO using multipliers.
If you need interest-free trading
You choose:
- MT5 Swap-Free account for CFDs
- Use it on Deriv MT5
You trade:
- Selected synthetic indices
- A defined list of Forex pairs and some commodities
You pay:
- No swaps
- Administration fees after the grace period
This setup suits Forex traders who hold positions overnight but want an interest-free structure with clear, fixed holding costs.
If you prefer automation or copy trading
Two key clusters:
- Deriv Bot plus synthetic indices plus Forex for rule-based automation on multipliers and options
- Deriv cTrader for CFD copy trading and manual trading with professional tools
Many traders keep an MT5 account for manual Forex and synthetic indices, then open Deriv cTrader for more advanced strategies and for copying signal providers.
Example multi-account setup for a Forex trader
To see how this comes together, imagine you are a Forex-focused trader who also trades volatility indices.
A practical configuration could be:
- Deriv wallet in USD
- MT5 Standard account on Deriv MT5 for:
- EUR/USD, GBP/USD, USD/JPY, gold, and Volatility 75 Index
- MT5 Zero Spread account for:
- Short-term scalping on EUR/USD and gold where you want near-zero spreads and fixed commissions
- Deriv X account for:
- Monitoring indices and FX together on a multi-chart board
- Deriv cTrader account for:
- Allocating a small part of the account to a copy strategy on EUR/JPY and GBP/JPY
You can move funds between these accounts from Trader’s Hub without opening new banking transactions each time. That lets you test strategies on different platforms while keeping total capital under one broker umbrella.
Deriv does not offer a single monolithic “Forex account”. Instead, it provides a cluster of MT5 account types plus several trading platforms, each aimed at particular habits:
- Standard and Financial for most Forex and CFD traders
- Financial STP for traders who care about precision routing and news trading
- Swap-Free for interest-free structures with admin fees instead of swaps
- Zero Spread for scalpers and algorithmic strategies
- Gold for metal-focused trading
On top of that, Deriv Trader, SmartTrader, Deriv GO, Deriv X, Deriv Bot, and Deriv cTrader give you a mix of options-style trading, multipliers, automation, advanced charting, and copy trading.
Once you understand what each account type and platform actually does, you can assemble a setup where Forex, synthetic indices, and other CFD markets all sit inside one structured, multi-platform trading environment.
Updated by FXBonus
Please check Deriv official website or contact the customer support with regard to the latest information and more accurate details.
Please click "Introduction of Deriv", if you want to know the details and the company information of Deriv.
Deriv 
AdroFX 
FXGlory 
XM 
FXPRIMUS 
