How to get/activate VPS with XM? Table of Contents
- What XM VPS is in the forex context
- Who can get XM VPS
- Why XM links VPS to balance and trading volume
- Preparing your XM account for VPS eligibility
- How to request XM VPS in the Members Area
- What you receive after XM VPS is approved
- How to connect to XM VPS from Windows
- How to connect to XM VPS from macOS or mobile devices
- Installing MT4 or MT5 on your XM VPS
- Setting up expert advisors and automated strategies
- How the monthly VPS fee and renewal work
- Practical tips for using XM VPS effectively
- XM Account Opening and Funding Steps
- How XM structures its forex trading accounts
- Step one creating your XM profile
- Step two confirming email and logging into the Members Area
- Step three completing the investor profile
- Step four submitting verification documents
- Step five configuring your live forex trading account
- Minimum deposit and funding rules at XM
- Funding methods you can use with XM
- Step by step how to deposit funds into your XM account
- Internal transfers between XM accounts
- How XM handles withdrawals in relation to deposits
- Connecting your funded XM account to MT4 MT5 and the XM App
Opening and activating the XM VPS service is a structured process that follows clear conditions. If you trade forex or CFDs with XM and you rely on automated strategies, expert advisors or tight execution, their VPS offering lets you run MT4 or MT5 continuously on a remote server that stays online even when your own devices are off.
What XM VPS is in the forex context
XM VPS is a virtual private server service dedicated to MT4 and MT5 trading accounts. The server runs on a Windows environment in a professional data center near XM infrastructure, with fast network links and stable power. You access it over the internet using Remote Desktop, install your XM MT4/MT5 platforms on that server, and keep your expert advisors or algorithms running continuously.
Key characteristics described in XM VPS information and related technical materials:
- It is designed specifically for MT4 and MT5 accounts.
- The server runs twenty-four hours a day, seven days a week.
- The connection between the VPS and XM trading servers is low latency, because the data center sits close to XM’s own servers, typically in London.
- The VPS uses dedicated resources such as around 1.5 GB RAM and fixed storage size, with a Windows Server operating system.
From a forex trading perspective, this means your trades are sent from a machine that is close to XM’s servers, which helps reduce network delays and keeps your expert advisors running through power cuts, local internet issues or device restarts.
Who can get XM VPS
XM links its VPS service to live MT4/MT5 accounts that meet simple activity criteria. You can access the server in two ways:
- Free XM VPS, if your live trading activity and balance satisfy minimum thresholds.
- Paid XM VPS, if you prefer to pay a fixed monthly fee from your trading account instead of meeting the free criteria every month.
Current descriptions of XM VPS conditions from XM’s own FAQ and major broker comparison sites are consistent on the following points:
- XM offers VPS access through the Members Area for MT4 and MT5 accounts.
- If your account balance is at or above a defined minimum (commonly described as 500 USD or equivalent), and you trade at least a modest number of lots per month (for example 2 standard lots or 200 micro lots), the VPS fee is waived.
- If you do not meet the free criteria, you can still keep or request VPS access by paying a fixed monthly fee of 28 USD (or currency equivalent), which XM deducts from your MT4/MT5 trading account at the start of the billing period.
The exact combination of balance and volume thresholds can vary by entity or promotion, but the structure is always the same: active clients with sufficient balance and trading volume get VPS free; other clients pay the set monthly fee directly from their account.
Why XM links VPS to balance and trading volume
XM VPS is an infrastructure service with real hosting costs. XM connects the service to trading activity so that automated traders who consistently send orders through MT4 or MT5 can run those strategies on a stable host without paying a separate commercial provider.
The conditions serve three clear purposes:
- They identify accounts that are actively trading forex or CFDs with expert advisors or algorithmic strategies.
- They ensure the VPS is linked to a live account with enough equity to cover ongoing trading and the fee if the free criteria are not met in a future month.
- They keep the service focused on traders who genuinely need continuous server time instead of occasional manual traders who log in only from time to time.
This structure is common among forex brokers that integrate VPS hosting into their service rather than offering it as a separate external subscription.
Preparing your XM account for VPS eligibility
Before you can request XM VPS, you must already have:
- A live XM MT4 or MT5 account, fully verified through the normal KYC process (identity and residence documents).
- Sufficient equity in your account (or across accounts under your profile) to meet the VPS balance requirement described earlier.
- A trading approach that uses expert advisors, indicators or scripts on MT4/MT5, or at least needs the server to be online continuously.
Practical steps to prepare:
- Open and verify your XM live account using the standard online registration flow.
- Deposit funds so your equity matches or exceeds the VPS minimum balance.
- Trade on that account using MT4, MT5 or the XM App so your monthly lot volume meets the VPS activity threshold.
The VPS check is ongoing. Each billing cycle, XM reviews whether your balance and volume still satisfy the free criteria, or whether the fixed monthly charge should be applied.
How to request XM VPS in the Members Area
Once your profile is ready and your live account meets the needed conditions, you request the service from within the XM Members Area. The interface may differ slightly by region, but the workflow follows the same basic pattern:
- Log in to Members Area
Use your registered email or MT4/MT5 account number plus password to log in to the secure Members Area on the XM site. - Go to the VPS section
Look for a section labelled VPS, MT4 VPS, MT5 VPS or similar. This section is normally grouped under tools, trading tools or account services. - Choose the account for VPS
Select which of your live trading accounts you want associated with the VPS subscription. If you have multiple MT4/MT5 accounts, you pick one to link as the billing and eligibility reference. - Submit a VPS request
Confirm that you want to activate XM VPS. If your account meets the free criteria, the request is processed as free. If not, the system confirms that 28 USD (or equivalent) will be deducted from that trading account as the monthly VPS fee. - Wait for approval and credentials
After submission, XM processes the request and sets up your server instance. When the setup is complete, you receive an email with the VPS login details.
The process is fully online and tied to your XM profile; you do not need to communicate with any separate hosting provider.
What you receive after XM VPS is approved
Once XM activates your VPS, you receive an email with all the information needed to connect. Standard VPS communications include:
- IP address of the VPS (for example, a numeric address such as 123.123.15.10).
- Username to log into the Windows Server environment.
- Password for remote desktop access.
- Basic connection instructions, often summarised as “use Remote Desktop Connection on your device.”
This email is important because the VPS itself does not send any prompt to your personal computer. You use these details in your Remote Desktop client to reach the remote server.
How to connect to XM VPS from Windows
On a Windows PC or laptop, you can use the built-in Remote Desktop Connection tool to access the XM VPS. The connection steps are straightforward:
- Click the Start button on your Windows computer.
- Type Remote Desktop Connection in the search bar and open the desktop application.
- In the Computer field, enter the VPS IP address that XM provided.
- Click Connect.
- When prompted, enter the username and password that XM sent in the VPS email.
- Confirm any security prompts and choose whether to store your credentials on the device.
When the connection is successful, a new window appears showing the remote Windows Server desktop. From this point forward, you are working inside the XM VPS environment, not on your local machine.
How to connect to XM VPS from macOS or mobile devices
If you trade from macOS, iOS or Android, you can still connect to XM VPS using a Remote Desktop client designed for those platforms. The principles are the same as on Windows:
- On macOS, you download a Remote Desktop app from the Mac App Store or from official Microsoft channels, then add a new connection using the VPS IP, username and password.
- On iOS or Android, you install a Remote Desktop app from the official app store, create a new desktop profile with the XM VPS connection data, and tap it to connect.
Your local device becomes a thin client; the MT4 or MT5 platforms run fully inside the VPS, while your phone, tablet or laptop just displays the remote screen and sends keyboard/mouse input.
Installing MT4 or MT5 on your XM VPS
After logging into the VPS, you treat it like a fresh Windows machine dedicated to your trading. To set up your forex environment, you:
- Open the VPS browser and download the XM MT4 or XM MT5 installer from XM’s official site.
- Run the installer and follow the standard MT4/MT5 installation steps.
- Launch the installed platform.
- Choose the appropriate XM server from the login list.
- Enter your XM trading account number and password.
- Confirm you can see your account balance and live price feeds.
At this point, your MT4 or MT5 platform runs inside the VPS and connects directly to XM servers through the data center network. Any expert advisors, custom indicators or scripts you attach to your charts will keep running as long as the VPS is on, even if your own computer is shut down.
Setting up expert advisors and automated strategies
One of the main reasons forex traders use XM VPS is to run expert advisors or other automated strategies without interruption. To do this inside the VPS:
- Copy your EA files (.ex4 or .ex5) and custom indicator files into the VPS, either by downloading them from cloud storage or using file transfer methods supported by your Remote Desktop client.
- Place them in the appropriate MQL4 or MQL5 folders under the MT4/MT5 data directory.
- Restart MT4/MT5 or refresh the Navigator window so the new tools appear.
- Attach your expert advisors to the desired charts and timeframes.
- Turn on AutoTrading (MT4) or Algo Trading (MT5) within the platform so the EAs can send orders.
Because MT4/MT5 runs inside the data center, order transmission is not limited by your home internet connection. This is particularly useful for strategies that rely on fast order execution, frequent trades or complex logic.
How the monthly VPS fee and renewal work
XM runs VPS on a subscription basis linked to your trading account. The free/paid logic is evaluated each billing cycle:
- If your account continues to meet the free VPS conditions (sufficient balance and minimum monthly trading volume), the VPS remains active with no extra fee.
- If your account does not meet the free criteria but has enough equity, XM charges the fixed VPS fee of 28 USD or currency equivalent from that trading account and keeps the VPS running.
- If your account does not meet the free criteria and also does not have enough free equity to cover the fee plus a small safety margin, XM can terminate the VPS service and remove that VPS instance.
This automatic check means you do not need to renew the service manually each month. You only need to monitor your account balance and trading activity if you want to stay within the free tier instead of paying the monthly charge.
Practical tips for using XM VPS effectively
To get the most from XM VPS in a forex trading setup, keep these practical points in mind:
- Keep the VPS clean
Use the server only for MT4, MT5 and related tools. Avoid installing unnecessary software, because that can consume resources and increase the risk of conflicts or security issues. - Monitor platform stability
Check that MT4/MT5 stays connected to XM servers. If you run multiple EAs, make sure they do not overload CPU or memory. - Use strong passwords
Protect both your XM trading account and the VPS login with strong, unique passwords. This keeps your automated trading environment secure. - Back up settings and templates
Regularly export and save your MT4/MT5 templates, profiles and EA settings. That way, if you ever change VPS instance or reinstall the platform, you can restore your trading environment quickly. - Watch the VPS eligibility metrics
Keep an eye on your equity and monthly lot volume so you know whether you stay within free VPS criteria or move into the paid tier.
These habits help you maintain a stable environment for forex robots and discretionary trading scripts over the long term.
Putting everything together, the path to XM VPS looks like this:
- Open and verify a live XM MT4 or MT5 forex account.
- Deposit funds so your equity reaches the VPS threshold.
- Trade enough lots per month to qualify for free VPS, or be ready to pay the fixed 28 USD monthly fee from your trading account.
- Log in to the XM Members Area and request VPS from the dedicated VPS section, linking it to your chosen MT4/MT5 account.
- Receive an email with your VPS IP address, username and password after XM activates the service.
- Connect using Remote Desktop from Windows, macOS, iOS or Android.
- Install XM MT4/MT5 on the VPS, log in with your trading credentials, and configure your charts, expert advisors and indicators.
Once this setup is complete, your forex trading strategies run on a remote server that stays online day and night, close to XM’s own infrastructure, with a stable connection to MT4 and MT5 trading servers.
XM Account Opening and Funding Steps
Opening and funding an XM forex trading account follows a clear sequence. Once you understand how the registration, verification and deposit steps fit together, you can go from zero to a funded MT4, MT5 or XM App account without guessing.
How XM structures its forex trading accounts
XM is a multi-asset forex and CFD broker. A single client profile gives you access to:
- Multiple live trading accounts (MT4 and MT5)
- Demo accounts
- The XM Members Area, where you handle deposits, withdrawals and settings
The process is split into three main phases:
- Create and verify your XM client profile.
- Open one or more live trading accounts inside that profile.
- Fund a chosen account using one of the supported payment methods.
Once this structure is in place, you can trade forex and CFDs from desktop platforms, the XM App, or mobile MetaTrader, all linked to the same funds through the Members Area.
Step one creating your XM profile
To start, you go to XM’s live account registration page and complete the initial profile form. XM uses this to identify you and create your client area login.
This first form is the foundation of your XM forex profile, so the data you enter must match your legal identity documents.
The first form asks for:
- Country of residence
- Preferred language
- First and last name
- Email address (this becomes your login)
- Mobile phone number
You also select:
- Trading platform: MetaTrader 4 (MT4) or MetaTrader 5 (MT5)
- Account type (for example Micro, Standard, Ultra Low, Zero, depending on your region)
At the end of the form you set a password and accept the client terms. When you submit, XM creates your profile and sends a confirmation email to the address you used.
Step two confirming email and logging into the Members Area
XM uses email confirmation to secure your profile. You open the message from XM and click the confirmation link. That action activates your login and directs you to the XM Members Area.
In the Members Area you log in with:
- Your email or trading account ID
- The password you set during registration
Inside this dashboard you see:
- Your MT4/MT5 account ID for the first account
- Profile status (verified or not verified)
- Menus for account opening, deposits, withdrawals and settings
From here you complete the remaining steps: investor profile, document upload and funding.
Step three completing the investor profile
XM, like other regulated forex brokers, is required to collect information about your financial background and trading knowledge. This is done through an investor profile form in the Members Area.
Typical questions include:
- Employment status and industry
- Approximate annual income bracket
- Approximate net worth bracket
- Source of funds (salary, savings, investment income, etc.)
- Previous trading experience in forex, CFDs, shares or other leveraged instruments
- Understanding of key concepts such as leverage, margin and trading risk
You fill in these details once for your profile. XM uses them for suitability checks and compliance. After saving this information, your profile is ready for document verification.
Step four submitting verification documents
XM requires standard identity and address documents before you can trade fully and withdraw funds. This is commonly called KYC (know your customer).
You upload at least:
Proof of identity
- Passport, national ID card or driving licence
- Must show your full name, date of birth, photo and expiry date
Proof of residence
- Bank statement, utility bill or official letter
- Must show your full name and residential address
XM only accepts deposits and withdrawals through payment methods in your own name. Third-party payments are not allowed.
Document upload is done inside the Members Area. You select each file from your device and submit it through the secure interface. XM’s back office checks the images and updates your account status when verification is complete.
Once your profile is marked as verified, you can use all funding and withdrawal options and open additional live accounts without repeating the full KYC process.
Step five configuring your live forex trading account
Your first live account is defined during registration, but you can confirm or adjust settings in the Members Area and open more accounts later.
For each XM account you configure:
- Platform type – MT4 or MT5
- Account type – Micro, Standard, Ultra Low, Zero, Shares, depending on region
- Base currency – e.g. USD, EUR, GBP and others
- Leverage – up to the maximum allowed by your entity and instrument group
- Optional bonus preferences where applicable
These settings control how your forex trades are sized and priced. Micro accounts use smaller contract sizes; Standard and Ultra Low accounts use full-size lots; Zero accounts focus on raw spreads plus commission.
After you save the configuration, XM issues unique login credentials for that trading account (MT4/MT5 ID and server name). You see them in the Members Area and in a confirmation email.
Minimum deposit and funding rules at XM
XM allows low initial deposits. For most Micro and Standard accounts the minimum deposit is 5 USD or currency equivalent. For Zero accounts, the minimum is typically 100 USD.
The minimum deposit requirement depends on the account type you choose, so it is important to match your starting capital to the structure of your XM forex account.
Key funding rules:
- Deposits and withdrawals must use payment methods registered in the same name as the trading account holder.
- XM does not accept third-party or anonymous payments.
- The broker does not charge deposit fees on standard methods such as cards, e-wallets and most bank transfers.
- Withdrawals are also fee-free on most methods, except for small bank wires under 200 USD, where a 15 USD fee applies.
These policies simplify cost planning for forex traders, because you know that most funding and withdrawal actions will not be reduced by XM charges.
Funding methods you can use with XM
Available methods depend on your country of registration, but XM broadly supports the following deposit channels:
- Bank wire transfers
- Credit and debit cards (Visa, Mastercard, often others)
- E-wallets such as Skrill and Neteller
- Regional payment solutions (for example China UnionPay, Sofort, WebMoney, and other local systems in supported regions)
XM does not support cryptocurrency deposits or withdrawals.
Processing characteristics:
- Card and major e-wallet deposits are credited instantly to your trading account.
- Bank transfers typically take 2–5 business days to reach your account, depending on the banking network.
Deposits in any currency are automatically converted into your account’s base currency using prevailing rates at XM or the payment provider.
Step by step how to deposit funds into your XM account
Once your XM profile is verified and you have at least one live forex trading account, you can fund it from the Members Area.
The procedure is straightforward:
- Log in to the Members Area
Use your registered email or trading account ID plus password. - Select “Deposit” or “Deposit Funds”
The menu item appears clearly in the client dashboard. - Choose the trading account to fund
If you have multiple MT4/MT5 accounts, select the intended one from the list. - Pick a payment method
Options shown depend on your region: card, bank transfer, Skrill, Neteller and other supported methods. - Enter the deposit amount
Input the figure in your funding currency. The system will show or later apply conversion to your base currency if they differ. - Confirm and complete payment
For cards, you are redirected to a secure processor page to enter card number, expiry date and CVV.
For e-wallets, you log in to your wallet and authorise the payment.
For bank transfers, XM provides bank account details and a reference; you then instruct your bank to send the funds. - Wait for funds to appear
Card and major e-wallet deposits show almost immediately in your XM trading balance. Bank transfers appear once the funds reach XM’s bank and are matched to your profile.
You can see your updated equity and free margin for each account in the Members Area and inside the MT4/MT5 platform once the funds hit.
Internal transfers between XM accounts
If you hold more than one live account under your XM profile, you can move money between them without going through your bank or card again. Internal transfers are handled inside the Members Area.
The usual path is:
- Log in to the Members Area.
- Go to the internal transfer section.
- Choose the source account and destination account.
- Enter the transfer amount.
- Confirm the action.
Funds move between balances almost instantly, and no extra transfer fee is charged by XM. This is useful when you manage separate strategies or risk levels on different MT4/MT5 accounts, such as one high-leverage forex account and one lower-risk account.
How XM handles withdrawals in relation to deposits
Although this article focuses on account opening and funding, withdrawal rules affect how you plan deposits, so they are important to mention.
XM follows a strict same-method and return-to-source policy:
- Withdrawals are sent back first to the same payment method used for deposits, up to the total deposit amount for that method.
- Only after deposits are fully returned to their original channels can extra profits be paid out to alternatives such as bank transfer or specific e-wallets, depending on your region.
- All withdrawal methods must be in your own name.
In practice, this means:
- Card deposits are refunded to the same card as a priority.
- E-wallet deposits are withdrawn back to the same wallet.
- Additional profits can then be withdrawn via bank wire or another channel supported for your region.
Withdrawal requests are submitted from the Members Area using a similar menu path to deposits (choose account → choose method → enter amount → confirm). XM typically processes withdrawal requests within about 24 hours on its side, with extra time only from banks or processors.
This structure keeps your funding and withdrawal history organised and aligned with anti-money-laundering rules.
Connecting your funded XM account to MT4 MT5 and the XM App
Once your account is funded, you can trade through several platforms:
- MetaTrader 4 (MT4) desktop and mobile
- MetaTrader 5 (MT5) desktop and mobile
- XM App for integrated trading and account management
To trade on MT4/MT5 desktop:
- Install the platform on your computer.
- Launch it and click File → Login to Trade Account.
- Enter your XM trading account ID, password, and select the correct XM server.
On mobile MT4/MT5:
- Install the official MetaTrader app from the app store.
- Choose Login to an existing account.
- Search for XM and select your server.
- Enter your account ID and password.
On the XM App:
- Install the XM App and log in with your XM email and password.
- Select which live or demo account you want to trade on.
All these platforms show the same balance, equity and open positions for a given account, because they connect to the same XM server.
To tie everything together, here is a concise checklist you can follow when setting up XM for forex trading:
- Register your XM client profile with name, email, country, platform and account type.
- Confirm your email address and log in to the Members Area.
- Complete the investor profile with financial and trading background information.
- Upload proof of identity and proof of residence documents until your profile shows as verified.
- Confirm the settings of your live MT4/MT5 forex trading account (account type, base currency, leverage).
- Choose a funding method (card, bank, e-wallet, local solution) that suits your region and deposit size.
- Deposit at least the minimum required amount (often 5 USD for Micro/Standard, 100 USD for Zero) to your chosen account.
- Wait for funds to appear, then log in to MT4, MT5 or the XM App using your account ID and password.
- Start trading forex and CFDs, and use internal transfers if you later open additional accounts.
By following these steps in order, you move from registration to a funded, platform-ready XM forex account through a structured path, with your funding channels and verification status aligned to XM’s rules.
Posted by FXBonus
Please check XM official website or contact the customer support with regard to the latest information and more accurate details.
Please click "Introduction of XM", if you want to know the details and the company information of XM.
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