How to refer friends to HFM and earn HF Bars of Loyalty Program? Table of Contents
- HFM Loyalty Program in short
- What the referral feature pays
- Who can be referred
- How to activate the Loyalty Program before inviting
- How to get your referral link
- What your friend must do
- How the Bars are credited
- Rules that limit referrals
- Why 170 Bars are important
- How to convert the Bars you earn
- How to market referrals without breaking the rules
- Why the referral feature is good for Forex users
- Common mistakes that stop the Bars
- Difference from the cash Refer a Friend promo
The HFM Loyalty Program pays traders in HFM Bars for specific actions. One of the fastest actions is referring new clients. Every time you send a friend to HFM and that friend completes the steps defined in the Loyalty Program terms, HFM credits a fixed number of Bars to your account. These Bars are the same currency that you earn from Forex trading volume, active trading days, and initial account approval, and they can be converted into cash or trading services once you reach the redemption level.
HFM Loyalty Program in short
HFM runs a Loyalty Program called Trading Rewards. When you join it from your myHF area, all your eligible trading activity and some extra actions start generating HFM Bars. Bars are points. Thirty-five (35) Bars equal 1 USD, and the minimum you can redeem for cash is 1,000 Bars, which equals 28.57 USD. Bars are sent to your main myHF in your base currency, and you can trade or withdraw that money. This is not promotional credit: the terms say clearly that cash rewards “can be traded or withdrawn.”
The program has four levels — Red, Silver, Gold, and Platinum — and your level depends on how many active trading days you have. At Red you get 6 Bars per lot, at Silver 8, at Gold 10, at Platinum 12. The more you actually trade Forex, the faster you add Bars. The referral feature is an extra on top of this structure; it does not replace trading volume.
What the referral feature pays
The Loyalty Program terms define the referral feature in exact numbers: a client can refer up to five friends in total, and for each successful referral the client receives 170 HFM Bars. The referral reward is fixed. It is not a percentage and it is not a variable amount. Five friends multiplied by 170 Bars each equals 850 Bars. That is the maximum you can pull from referrals inside the Loyalty Program.
| Referral condition | What it means for Bars |
|---|---|
| Friend completes all Loyalty steps | System credits 170 HFM Bars to referrer |
This cap is important to understand: you cannot claim unlimited Bars from referrals because HFM does not pay unlimited Bars. The program is written to keep referrals under control and to push traders to keep trading on MT4 or MT5 to finish the 1,000-Bar threshold.
Who can be referred
A successful referral is not just someone who clicks your link. The Loyalty Program lists four actions that your friend must complete before you receive the 170 Bars:
- The friend opens a myHF account.
- The friend is approved for a live trading account.
- The friend funds that trading account.
- The friend trades 1 round-turn lot that stays open for more than 5 minutes and closes with a price difference of more than 5 pips.
Only when all four conditions are complete does the system recognize the referral and credit 170 Bars to the referrer.
This structure protects the program from fake traffic, empty signups, or referrals who never trade. HFM wants real Forex traders who deposit and open actual positions. If the person you invite does not trade that one qualifying lot, no Bars are added to your balance.
How to activate the Loyalty Program before inviting
You must be inside the Loyalty Program before you start sharing your referral link. The rules say clearly that HFM Bars cannot be earned on qualifying activities conducted before the date of joining the Program. So the first practical step is always the same: log in to your myHF, join the Trading Rewards Loyalty Program, and let HFM connect all your MT4 and MT5 live accounts to it. From that moment, every referral that meets the conditions will pay.
How to get your referral link
HFM runs the Refer a Friend feature directly from the client area. The process is simple and does not require IB approval.
- Sign in to myHF.
- Go to Promotions, Loyalty, or Refer a Friend.
- Copy the unique referral link shown in your profile.
- Share the link with the friends you want to bring to HFM.
The link is coded to your profile, so you do not need to send a screenshot or open a ticket. When the friend signs up through that link, HFM knows who invited them. The tracking is automatic.
What your friend must do
To make the referral succeed, tell your friend to follow exactly this path:
- Register a myHF account from your link.
- Submit documents and get approved for live trading.
- Deposit the minimum amount that is accepted in that region.
- Open at least one trade on eligible CFDs, keep it open for more than 5 minutes, close it with a difference greater than 5 pips, and make sure the total volume is one standard round-turn lot.
The program conditions state that HFM Bars are paid only on closed trades that meet those two quality filters (5 minutes and 5 pips). This applies to trading volume and it also applies to the referral check. If the trade is opened and closed too fast or with almost no price distance, it does not trigger the referral payment.
How the Bars are credited
The program defines that the calculation of the client’s qualifying trades and the updating of the HFM Bars balance take place once a day. That means you do not see the 170 Bars the instant your friend closes the trade. HFM processes everything once per day and then posts the Bars to your Loyalty balance. There is no manual work to do. The Bars are added to the same balance that holds the Bars from trading and from account approval.
Rules that limit referrals
There are three rules that every trader must respect to keep getting paid:
- Maximum five referrals. The Loyalty Program is not an affiliate plan. It is a light referral feature for clients. After five referrals, you cannot earn extra loyalty Bars from more people.
- Affiliates cannot earn Bars from referrals. If you are registered as an affiliate or IB, you take commissions from the partner system, not Bars from Loyalty referrals.
- Only real trading accounts count. Demo, contest, PAMM, and program accounts do not count for Loyalty referrals.
Why 170 Bars are important
One referral is 170 Bars. Five referrals are 850 Bars. Cash redemption starts at 1,000 Bars. So referral income alone cannot reach cash, but it places you very close to it. This is by design. HFM wants traders to combine referrals with trading volume, active trading days, and account funding. The Loyalty table shows that approval and funding already give 100 Bars. One hundred Bars from approval and funding plus 850 Bars from five referrals is 950 Bars. With just a few Forex lots traded for six Bars each at Red level, you cross 1,000 Bars and can turn them into money.
How to convert the Bars you earn
The conversion rule is fixed: 35 HFM Bars equals 1 USD and the minimum is 1,000 Bars. When you reach 1,000 Bars, you open your myHF and pick cash or one of the trading services that HFM makes available. HFM credits the cash to your main wallet in the base currency. The money is not locked by trading conditions. You can leave it there to support margin or you can withdraw it through the normal funding channels, following the broker’s return-to-source rule.
Because of the fixed 35:1 ratio, every 170-Bar referral is equal to 4.857 USD at redemption. Five referrals are equal to 24.285 USD, which is a useful supplement to spreads and swaps for a small-size Forex trader.
How to market referrals without breaking the rules
If you run a Forex blog, an Instagram page for traders, or a Telegram channel, you must tell people exactly what they have to do. Do not say “sign up and you will get me paid.” Say this:
- Open the account from this link.
- This ensures that the friend is tied to your myHF profile.
- Get approved.
- This moves the friend from “registered” to “live trader.”
- Deposit.
- This proves real trading intent.
- Trade 1 standard lot for more than 5 minutes and more than 5 pips.
- This is the trigger that makes the system award the 170 Bars.
That instruction copies the HFM logic. It eliminates signups from people who never intend to trade. It also protects you from complaints, because the conditions are simple and they do not change from friend to friend.
Why the referral feature is good for Forex users
Forex traders always look for extra cash that does not depend only on pips. The HFM Loyalty Program gives that through Bars on trading and through referrals. One referral gives more Bars than many small trades. You do not open a position to earn 170 Bars. You know in advance how many Bars you get. Bars convert to cash, and cash can be used to open more trades.
Common mistakes that stop the Bars
Traders sometimes invite friends but do not see Bars the next day. In almost every case one of these mistakes happened:
- The referrer was not yet joined to the Loyalty Program when the friend signed up.
- The friend did not deposit.
- The friend traded less than 1 lot.
- The friend closed the trade too quickly or with almost no price difference.
- The referrer had already sent five friends before.
Difference from the cash Refer a Friend promo
HFM also runs a public Refer a Friend promotion that pays cash per friend after the friend deposits and trades. This is a separate marketing promotion. The Loyalty Program referral pays HFM Bars, not cash. Both use the same logic (share link, friend joins, friend trades, you earn), but they feed different wallets. Traders who want to grow their loyalty balance should focus on the Loyalty Program version because it integrates with the four reward levels.
Referring friends to HFM inside the Loyalty Program is direct: join the program, get your link, send it to real traders, make sure they open, verify, fund, and trade one qualifying lot. For every one of them, you earn 170 HFM Bars, up to five people. Add the Bars from your own Forex trades and from account approval to hit 1,000 Bars, convert them to cash, and use that cash for margin or withdrawal. The structure is fixed, the numbers are fixed, and the conditions are written clearly in the program terms.
Please check HFM official website or contact the customer support with regard to the latest information and more accurate details.
Please click "Introduction of HFM", if you want to know the details and the company information of HFM.
Deriv 
AdroFX 
FXGlory 
XM 
FXPRIMUS 
