Which XS's trading server I should choose? Which one is better?

When you log in to MetaTrader with XS, the “server” field is not a preference setting like chart colors or leverage. It is the network endpoint your specific trading account is registered on. If you pick the wrong server, your login will fail even if your account number and password are correct.

XS makes this clear in its platform login instructions: you enter your account credentials and select the server on which your account is registered before you click Login.

So the real question isn’t “Which server is best?” It’s “Which server is assigned to my XS account, and how do I select it correctly on my device?”

Invest in Forex with XS

What a trading server is in Forex platforms

On MetaTrader (MT4/MT5), the server is the gateway that connects your platform to:

• your trading account (balance, equity, margin, open positions, history)
• live prices and chart feeds
• order routing for market and pending orders
• account permissions (demo vs live, investor/read-only access if applicable)

In other words: the server is the “address” of your trading account’s environment.

That’s why the platform asks for three required items at login:

• account number (login)
• password
• server

If any one of the three is wrong, you won’t connect.

Open an account with XS

How XS labels servers

XS provides a WebTerminal sign-in page where you select a server category such as Live 1, Live 2, Live 3, or Demo before continuing into the platform.

Inside MetaTrader itself (desktop/web/mobile), server names can appear in a more technical format. For example, XS’s MT5 WebTerminal connection screen shows a server label like XSFintech-REAL-1.

The key takeaway is simple:

You must select the exact server that your XS trading account is registered on.

Invest in Forex with XS

The correct way to choose your XS server

Use this checklist in order. Do not skip steps.

Step one: confirm your platform type

Your XS trading account will be created for a specific platform:

• MT4 account → must be added to MetaTrader 4
• MT5 account → must be added to MetaTrader 5

MT4 and MT5 servers are not interchangeable. If you try to log in to MT5 with MT4 credentials (or the opposite), the login will fail.

Step two: confirm whether the account is live or demo

XS uses different server environments for live and demo access. On the XS WebTerminal selector, demo is explicitly separated from live choices.

So you must match:

• Live account → choose a Live server option assigned to that account
• Demo account → choose the Demo server option assigned to that account

Step three: select the server your account is registered on

This is the part people try to “guess.” Don’t.

XS repeatedly instructs users to select the server on which your account is registered when logging in across MT4 and MT5 interfaces.

That means the correct server is fixed by how your account was set up. Your job is simply to choose the matching server label during login.

Open an account with XS

How to pick the correct server on each device

MT4 or MT5 desktop

The login path is consistent:

• Open MetaTrader
• Go to File
• Select Login to trade account
• Enter login + password
• Select the correct server from the dropdown
• Log in

XS’s MT4 and MT5 desktop login instructions explicitly include selecting the server your account is registered on before logging in.

MT4 or MT5 WebTrader

XS’s web platform instructions follow the same logic: you still log in from MetaTrader’s menu and choose the registered server.

Additionally, XS provides a WebTerminal page that asks you to select a server category such as Live 1 / Live 2 / Live 3 / Demo before continuing.

How to use that server selector correctly:

• If your account is a demo account, choose Demo
• If your account is live, choose the assigned live group (Live 1, Live 2, or Live 3)
• Then continue and log in with your MetaTrader credentials

If you choose the wrong category, you’ll land in the wrong environment and your credentials will not connect.

MT4 Android / MT5 Android

On Android, MetaTrader uses a broker search flow. XS states the steps clearly:

• Choose Login with existing account
• Search for XS Fintech
• Select the server your account is registered on
• Enter login + password
• Log in

MT4 iOS / MT5 iOS

On iPhone/iPad the flow is the same as Android:

• Login with existing account
• Search XS Fintech
• Select the registered server
• Enter login + password
• Log in

XS states this explicitly for MT5 iOS, and the same structure is used across its MetaTrader mobile guides.

Invest in Forex with XS

What Live server groups mean for a Forex trader

From a trader’s perspective, these are separate live server groups under the same broker brand. XS shows these live groups in its WebTerminal server selector.

Here’s what matters operationally:

• A live account is tied to one live group.
• You cannot move a trading account to a different live server by changing the dropdown.
• The platform will only authenticate you on the server where that account is registered.

So you don’t “choose” Live 1 vs Live 2 vs Live 3 as a performance tweak. You select the one that matches your account.

Open an account with XS

The most common mistakes and how to fix them fast

Mistake: choosing the wrong server

Symptom: login fails, or the account never connects.

Fix: re-open the login window and change only the server selection while keeping the same login number and password. XS platform instructions emphasize the server must match where the account is registered.

Mistake: trying to log in to MT5 with an MT4 account

Symptom: repeated authorization failures even with the correct password.

Fix: confirm which platform your account was created for and log in on the matching MetaTrader app.

Mistake: picking Demo when you have a live account

Symptom: you can’t connect, even though credentials are correct.

Fix: use the correct environment. XS separates Demo from Live in its WebTerminal server selection.

Mistake: searching the wrong broker name on mobile

Symptom: you can’t find the correct server list.

Fix: use the broker search term XS uses in its mobile instructions: XS Fintech.

Invest in Forex with XS

Does server choice affect spreads, execution, or Forex trading conditions?

Server selection is primarily about access (authenticating to the correct account). Your Forex trading conditions—like the pricing model and account specifications—are determined by your account type and the broker setup, not by manually selecting a different server from a dropdown at login.

What does affect your practical trading experience is:

• whether you are logged into the correct account type (for example, a standard vs a different pricing structure)
• your network stability and latency between your device and the broker’s infrastructure
• whether you use a VPS for automated strategies and tighter execution consistency

But none of those are improved by guessing a different server. The correct server is the assigned one.

Open an account with XS

A simple “do this every time” routine for XS server selection

If you want a repeatable routine that prevents login errors, use this:

• Start with the platform: MT4 account → MT4 app, MT5 account → MT5 app
• Match the environment: demo vs live
• Search broker on mobile: “XS Fintech” (mobile)
• Pick the registered server: select the exact server the account is registered on
• Log in and verify: confirm the correct account number and balance are displayed before placing Forex trades

Do that, and server selection stops being confusing.

Choose the XS trading server your account is registered on—nothing else. XS explicitly instructs traders to select the registered server during MetaTrader login on desktop, web, and mobile.

Comparison of XS Account Types

Spread and commission

In Forex, your core trading cost is usually either:

• Spread-only: the cost is built into the bid/ask difference (example: average EURUSD spread of 1.1).
• Raw spread + commission: the spread is tighter (example: average EURUSD spread of 0.1), but you pay a commission per trade.

A concrete way to think about this on EURUSD: one pip on a standard lot (100,000 units) equals $10. So:

• A 1.1 spread is about $11 of cost per round trip from spread alone.
• A 0.1 spread is about $1 from spread alone, then you add commission if the account charges it.

Lot size and why it changes how “big” a trade feels

XS offers accounts that support different trade units:

• Cent accounts display balance in cents and use cent lots.
• Micro accounts use micro-lot sizing (1 micro lot = 1,000 units).
• Standard/Pro/Elite/VIP/Partner accounts use standard contract sizing.

Choosing the right lot structure is often more important than the headline spread if you’re controlling risk tightly.

Swap-free option

Across multiple XS account types, a swap-free option is listed as available. This matters if you hold trades overnight and want a structure that avoids standard swap charges on eligible setups.

Invest in Forex with XS

XS account families at a glance

XS organizes accounts like this:

• Preferred account types: Standard, Cent, Micro
• Professional account types: Pro, Elite, VIP
• Partners’ special account types: Classic, Extra, Plus
• Copy Trading accounts: Copy Standard, Copy Pro

This structure makes it easier to compare accounts by “who they are built for” rather than only by spread.

Open an account with XS

Preferred account types

Preferred accounts are designed to work without minimum deposit requirements and focus on straightforward trading conditions.

Standard account

If you want the “main” all-around setup for Forex trading, the Standard account is the general-purpose choice.

Core specs

• Minimum deposit: none
• Platform: MT4 and MT5
• Average EURUSD spread: 1.1
• Commission: none
• Products: on MT4 it lists currencies, metals, crypto, energies, indices; on MT5 it also lists futures and shares in the product set shown on the account specs table.

Who the Standard account fits best

• Traders who want MT4 compatibility
• Traders who want broad market access without paying commissions
• Traders who prefer a simple cost model (spread-only)

Risk controls shown on the specs

The Standard account specs list dynamic leverage as enabled, maximum leverage up to 1:2000, margin call level 40%, and stop out level 20% (as displayed in the account specs table).

Cent account

The Cent account is built around small trade sizing and a balance shown in cents. If you deposit $100, the balance displays as 10,000 cents, which makes it easier to track small changes while learning execution and risk control.

Core specs

• Minimum deposit: none
• Platform: MT5
• Base currency: USC
• Average EURUSD spread: 1.1
• Commission: none
• Products: currencies and metals
• Maximum leverage shown: 1:2000
• Margin call: 40%
• Stop out: 10%

Who the Cent account fits best

• New Forex traders placing very small positions
• Traders testing execution with real funds at low exposure
• Traders focusing mainly on currencies and metals rather than multi-asset coverage

Micro account

The Micro account is designed for trading with micro lots (1 micro lot = 1,000 units). It’s a bridge between demo-style sizing and full standard-lot exposure.

Core specs

• Minimum deposit: none
• Platform: MT5
• Base currency: USD
• Average EURUSD spread: 1.1
• Commission: none
• Contract size shown: Micro 1,000 USD
• Minimum volume shown: 0.1 lot
• Products listed: currencies, metals, energy, indices
• Maximum leverage shown: 1:1000
• Margin call: 40%
• Stop out: 10%

Who the Micro account fits best

• Traders who want real-market execution but smaller trade units
• Traders who want MT5 only, with a focused set of asset classes

Invest in Forex with XS

Professional account types

Professional accounts target lower trading costs through tighter spreads, often with either higher minimum deposits or a commission-based model.

Pro account

The Pro account is the “no-commission, tighter-spread” professional option.

Core specs

• Minimum deposit: 500
• Platform: MT4 and MT5
• Average EURUSD spread: 0.7
• Commission: none
• Products: the account table shows currencies, metals, crypto, energies, indices; and it also shows futures and shares in the broader product set displayed (platform-dependent table columns).

Who the Pro account fits best

• Forex traders who want lower spreads without commission math
• Traders comparing cost efficiency against Standard while keeping execution simple
• Traders who want MT4 or MT5 with a professional pricing structure

Risk controls shown on the specs

The Pro account specs table shows dynamic leverage enabled, maximum leverage up to 1:2000, margin call 40%, stop out 20%.

Elite account

The Elite account is built around raw spreads plus a fixed round-turn commission.

Core specs

• Minimum deposit: 500
• Platform: MT4 and MT5
• Average EURUSD spread: 0.1
• Commission: $6 round turn
• Note shown: the round-turn commission is charged fully at position opening
• Products: currencies, metals, crypto, energies, indices; and futures in the broader set displayed on the specs table (platform-dependent columns).

Who the Elite account fits best

• High-frequency Forex traders who care about tighter spreads
• Traders who understand commission-based pricing and want predictable per-trade costs
• Strategies sensitive to spread widening (scalping-style execution)

A practical cost comparison (EURUSD example)

• Standard average spread 1.1 ≈ $11 per standard lot round trip from spread alone
• Elite average spread 0.1 ≈ $1 from spread, plus $6 round turn commission ≈ $7 total baseline trade cost for the same lot size
• This difference becomes meaningful when you trade frequently.

VIP account

VIP is the top-tier professional account type on XS for high-volume traders, with a higher deposit requirement and commission-based raw pricing.

Core specs

• Minimum deposit: 100,000
• Platform: MT5
• Average EURUSD spread: 0.1
• Commission: applies (listed as ✓)
• Note shown: the round-turn commission is charged fully at position opening
• Products listed: currencies, metals, crypto, energies, indices, futures, shares

Who the VIP account fits best

• Traders placing high volume who want a premium raw-spread structure on MT5
• Traders who want broad multi-asset access within the VIP product set shown

Open an account with XS

Partners’ special account types

These accounts are positioned for partners who exchange certain trading conditions for higher rebates tied to partner activity. Even if you are not operating as a partner, these accounts are still useful to compare because they show different spread/commission structures.

Classic account

Core specs

• Minimum deposit: none
• Platform: MT4 and MT5
• Average EURUSD spread: 1.6
• Commission: none
• Products shown: currencies, metals, crypto, energies, indices; and futures in the broader set displayed (platform-dependent table columns)

Who it fits

• Traders who want MT4/MT5 and accept a wider spread structure compared with Standard/Pro
• Partner-linked setups focused on rebates (as the account description frames it)

Extra account

Core specs

• Minimum deposit: none
• Platform: MT4 and MT5
• Average EURUSD spread: 2.1
• Commission: none
• Products shown: currencies, metals, energies, indices; and a broader set including crypto, futures depending on the platform column shown on the account table

Who it fits

• Traders who prioritize the partner rebate framing and keep pricing simple (spread-only)
• Traders comfortable with higher spread costs in exchange for that structure

Plus account

Plus is the partners’ raw-spread model, with three commission tiers.

Core specs

• Minimum deposit: none
• Platform: MT4 and MT5
• Average EURUSD spread: 0.1
• Commission tiers shown (round turn):

• Plus20: $20 round turn
• Plus15: $15 round turn
• Plus10: $10 round turn

Note shown: the round-turn commission is charged fully at position opening

Who it fits

• Traders who want raw-spread pricing but accept higher commissions than Elite’s $6 round turn
• Partner-linked setups that use commission tiers as part of their structure

Copy Trading account types

XS also lists dedicated Copy Trading accounts, both on MT5, both focused on currencies and metals (gold and silver).

Copy Standard

• Platform: MT5
• Average EURUSD spread: 1.1
• Commission: none
• Instruments: currencies and metals (gold and silver)

Copy Pro

• Platform: MT5
• Average EURUSD spread: 0.7
• Commission: none
• Instruments: currencies and metals (gold and silver)

Invest in Forex with XS

How to choose the right XS account type

Here are practical selection rules that work for most Forex traders:

If you want the simplest start for Forex

Choose Standard: no minimum deposit, no commission, MT4/MT5, wide product access.

If you want very small trade sizing

Choose Cent or Micro:

• Cent if you want the smallest exposure feel with cents-based accounting and currencies/metals focus.
• Micro if you want micro-lot structure with MT5 and broader products than Cent.

If you want lower spreads but still no commissions

Choose Pro: average EURUSD spread 0.7 with no commission, MT4/MT5.

If you want raw spreads for cost-sensitive execution

Choose Elite for the leanest raw-spread + commission structure shown ($6 round turn) with MT4/MT5.

If you trade high volume and want the VIP structure on MT5

Choose VIP: minimum deposit 100,000, average EURUSD spread 0.1, commission applies, broad product list on the VIP spec page.

Updated by FXBonus

• FXBonus's Latest Articles