What's the requirement to withdraw XM $30 Bonus from MT4/MT5?

XM 30 Bonus and Forex withdrawal overview

Forex trading with XM often starts with the $30 Bonus, also called the $30 Welcome Bonus or the $30 No Deposit Bonus. New clients receive trading credit in a live MT4 or MT5 account and can open and close trades under normal Forex trading conditions, including spreads, swaps, leverage, margin requirements, and stop out logic. After a few trades, the next priority is withdrawing money. XM allows withdrawal of profit earned with that $30 Bonus, under strict rules. XM also applies defined withdrawal conditions to every MT4 and MT5 account, including how fast cash is paid out, which payment channels are allowed, and how identity is confirmed. Every part of this system is already written down by XM as policy and is enforced.

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How the XM 30 Bonus works in a Forex account

XM credits 30 USD in trading credit to eligible new clients. XM calls this credit the “No Deposit Trading Bonus.” It is added after the trading account is opened, verified, and activated through SMS phone confirmation inside the Members Area. The $30 is placed in a real trading account, not a demo account. XM states that the $30 Bonus is for trading purposes only and cannot be withdrawn as cash. XM also states that the No Deposit Trading Bonus Scheme applies only to new clients. XM permits each eligible client to hold only one No Deposit Trading Bonus Account per unique IP address, and multiple registrations from the same IP address or with the same personal details are not allowed. XM treats attempts to repeat the offer as grounds for disqualification.

XM links this $30 Bonus to live Forex trading, not simulated practice. That means the account funded with this credit interacts with the actual market feed, live spreads, rollover swaps, and live stop out logic. XM does not treat this account like a training sandbox. The money is meant to be traded under real exposure, and that exposure can generate profit or loss just like any other leveraged Forex position. The structure is simple: XM supplies limited trading credit to let a new Forex trader enter the market and build real profit without sending an initial deposit.

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Who qualifies for the 30 Bonus and how activation works

XM defines exactly who qualifies. XM states that only a person who can enter into a legally binding contract under the laws of their country of residence may participate. XM does not allow participation by minors. XM defines minors as anyone under the age of 18 or otherwise under the legal age in their country of residence. XM also bans “related parties.” If the registration data or trading data of one participant matches that of another participant (including IP address or other identifying data), XM treats this as common control and disqualifies the related accounts. XM will not allow duplicated or coordinated access to the same No Deposit Trading Bonus.

Activation is tied to phone verification. XM requires eligible clients to perform SMS verification of the No Deposit Trading Bonus offer in a dedicated option in the Members Area. After SMS verification is complete, XM credits the $30 Bonus to the live account. XM notes that it may take up to 24 hours before the bonus appears in the account after all criteria have been satisfied. This timeline applies after the registration, identity, and phone steps are complete. XM structures it this way so that the credit sits only in an identified, verified, and contactable Forex account that can legally trade.

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Withdrawal focus profit not the bonus itself

XM repeats a strict rule: the $30 Bonus itself cannot be withdrawn. XM states that this $30 is trading credit only and “cannot be withdrawn.” The money that can be withdrawn is the profit produced by trading with that bonus. XM states that “profits from trading on No Deposit Trading Bonus Accounts may be withdrawn anytime,” as long as the trading activity requirements are met. XM also states that “any profits generated from trading on No Deposit Trading Bonus Accounts are available for withdrawal as per our withdrawal procedure.” In other words, the Forex trader is allowed to cash out gains made using the bonus, but not the $30 bonus amount itself. The $30 stays in the account as credit for trading.

This design matters for Forex traders. It means the promotion is not fake or locked. Profit taken from real trades on MT4 or MT5 with XM’s $30 Bonus can become withdrawable money. At the same time, XM stops people from treating that $30 as a free cash gift. The bonus is there to open trades, hold margin, and generate profit under live Forex conditions. That profit is what XM is willing to pay out.

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The trading activity requirement before withdrawing profit

XM connects withdrawal rights to real trading activity. XM sets two milestones that must both be reached before profit made with the $30 Bonus can leave the account.

• Milestone one: total trading volume in the relevant live trading account must reach at least 10 micro lots. XM defines that as 0.1 standard lots. In XM’s terminology, a micro lot is 0.01 of a standard lot.
• Milestone two: at least five round turn trades must be completed. XM defines a round turn trade as one full open and one full close.

XM records the number of lots traded and the number of completed round turn trades in Account History and in the Members Area. XM links withdrawal permission for profit to those exact numbers. This is not guesswork and not an informal target. Hitting 10 micro lots (0.1 standard lots) of total volume and closing at least five full round turn trades is the mandatory path to unlock profit withdrawal on MT4 or MT5 for accounts that used the $30 Bonus.

XM connects these milestones to live Forex conditions. You must actually trade in MT4 or MT5, close trades, and build volume. Paper qualifications or simulated trades do not count. XM uses this to prove that a trader is active in real pricing and real exposure before allowing profit to leave.

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How XM treats profit after those milestones

After the MT4 or MT5 account hits at least 10 micro lots of total volume and at least five round turn trades, XM treats profit generated from trading on the No Deposit Trading Bonus Account as normal withdrawable balance. XM states that these profits “are available for withdrawal as per our withdrawal procedure.” At this stage, that gain is not just floating equity on your trading screen. XM now regards it as money that can be paid out to an approved withdrawal destination. XM does not demand that the trader deposit their own funds first in order to withdraw bonus-generated profit. Once the milestones are satisfied, the profit is recognized as withdrawable cash under XM policy.

This is a practical Forex point. It means the path from first trade to real money is defined in advance. The trader opens positions in MT4 or MT5 using XM’s $30 credit, closes at least five trades, builds at least 10 micro lots of volume, and then that profit is treated the same way as any other Forex profit in a funded account when it comes to cashing out.

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How actual withdrawal works for MT4 and MT5 accounts

XM describes a clear withdrawal path. Withdrawals are not submitted directly inside MT4 or MT5. Instead, the client logs in to the XM Members Area, selects “Withdraw Funds,” chooses a withdrawal method, enters the amount, and submits the request. XM confirms that its back office processes withdrawal requests within 24 hours. After XM finishes that internal step, the payout timeline depends on which channel is chosen. XM states that e-wallet payouts (for example, Skrill or Neteller) are typically received on the same day once XM has processed the request. XM states that bank transfer payouts usually arrive in two to five working days after XM has processed the request. XM also states that card withdrawals can take from one week to one month, depending on the card issuer.

XM requires that withdrawal methods match the verified account holder’s name. XM is direct that it pays only to destinations that belong to the same individual who owns the XM trading account. XM structures this rule so that Forex profit always returns to the verified trader, not to someone else. This rule applies to profit created by the $30 Bonus and also to profit created by normal deposited funds.

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XM applies a strict return to source rule

XM enforces anti-money-laundering controls through a return-to-source rule. XM requires that money first go back to the same payment method that funded the account, up to the total amount deposited through that method. If a trader funded the account with a specific credit or debit card, XM sends withdrawals back to that same card first, up to the entire amount that originally came in on that card. Only after those original deposits have been refunded to their source does XM allow any remaining profit to move to another approved withdrawal channel such as bank transfer or a supported e-wallet.

XM also explains the logic behind this rule. The return-to-source process ties every withdrawal to a known, verified funding trail that XM already reviewed during deposit. This protects withdrawal flow from being redirected to unverified third parties and keeps XM aligned with anti-money-laundering and counter-fraud requirements.

XM also describes priority when more than one payment channel was used to fund the same account. XM states that refunds go back in order. Card refunds first. Then Skrill or other e-wallet refunds. Then bank transfer for any remaining profit that is still due to be paid. XM presents this order clearly so that clients understand which channel will receive money first and why.

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Fees timing and payout speed

XM states that it does not charge internal withdrawal fees for standard payment channels such as bank transfer, cards, Skrill, or Neteller. XM also states that it covers bank wire transfer fees imposed by its banks, except in the case of very small transactions linked to deposits under 200 USD. XM confirms that the withdrawal desk processes requests within 24 hours. After that, timing depends on the channel: e-wallets are typically same day once XM has processed the request, bank transfers usually land within two to five working days, and card payouts can take from one week to one month due to card issuer procedures. XM also confirms that it supports multiple withdrawal channels and that it handles card refunds and bank wires under that same timing model.

This structure gives Forex traders clarity on cash flow. A trader knows that once XM approves the withdrawal in the Members Area, the remaining wait is mostly banking time. XM also states that it pays out to the same name as the verified XM account holder and that it covers most transfer costs other than very small bank wires, which keeps withdrawal friction low for active Forex traders.

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How withdrawals affect the remaining 30 Bonus credit

XM clearly defines what happens to the bonus balance when money leaves the account. Any withdrawal from a real XM account that carries a No Deposit Trading Bonus triggers proportional removal of that bonus. XM supplies numeric illustrations.

In the first illustration, the account has a $30 Bonus and $100 profit created through trading with that bonus. The balance available for withdrawal is $100. If the trader requests a $40 withdrawal, XM views $40 as 40% of $100. XM then removes 40% of the $30 Bonus, which is $12. After the withdrawal, $18 of the bonus credit stays in the account.

In the second illustration, the account has a $30 Bonus, plus a $500 deposit, plus $100 profit, so the balance available for withdrawal is $600. If the trader requests a $360 withdrawal, XM views $360 as 60% of $600. XM then removes 60% of the $30 Bonus, which is $18, leaving $12 of bonus credit.

This proportional cut is important in Forex trading. The $30 Bonus acts like extra margin support. Without a proportional cut, a trader could pull out large amounts of cash but still keep the same margin cushion provided by the bonus. XM prevents that. When you withdraw a large share of the account balance, XM removes the same share of the bonus credit. The margin support shrinks in line with the cash you removed.

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Internal transfers between XM accounts

XM applies the same thinking to internal transfers between two XM trading accounts under the same client. XM states that when money is transferred internally from one XM account to another, the bonus funds previously credited to the sending account move in proportion to the balance that is transferred. If the receiving account is not eligible for trading bonuses, the proportional slice of the bonus that would have moved is not credited to that new account and is simply void. XM also states that trading bonuses cannot be separated and transferred on their own. The bonus always stays tied to live balance and moves only by proportional calculation.

This prevents clients from “parking” bonus credit in a different account that would not normally qualify. It keeps XM’s $30 Bonus connected to the account that originally earned and verified it, and it stops any attempt to relocate that margin support without following XM rules.

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XM enforcement and anti abuse policy

XM reserves explicit enforcement rights. XM states that it can decline registration of any participant in the No Deposit Trading Bonus Scheme. XM also states that it can disqualify any participant who tampers with, or attempts to tamper with, the operation of the scheme, or who breaches XM Business Terms and Policies. XM clarifies that XM will not be liable for any impact of bonus cancellation or decline, including order closure by Stop Out. XM further states that it may discontinue the No Deposit Trading Bonus Scheme for any client at its reasonable discretion and will inform those clients by email. XM also states that clients may opt out of the scheme by request.

XM also addresses abuse, manipulation, and arbitrage. XM states that any indication or suspicion of arbitrage, abuse, fraud, manipulation, or cash-back arbitrage tied to the No Deposit Trading Bonus will nullify all previously credited trading bonus funds. XM specifically includes trading activity patterns that indicate a participant is trying to benefit financially from the trading bonus without genuine interest in actual market trading. Under those conditions XM can cancel profit linked to the bonus. This is a direct anti-abuse policy aimed at protecting the integrity of the $30 Bonus and keeping Forex activity fair.

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Verification and legal status requirements

XM ties payout access to identity and legal status. XM states that only people who can legally bind themselves to a contract may participate in the No Deposit Trading Bonus Scheme. XM excludes minors and confirms that people under 18 (or under local legal age) are not allowed. XM requires proper account setup, which includes personal details, proof of identity, proof of residence, and SMS phone verification. XM states that activation of the $30 Bonus takes place only after SMS verification in the Members Area. These steps connect every withdrawal request to a verified adult with documented identity and a recorded place of residence.

XM links this same identity logic to withdrawals. XM states that it pays out only to methods held in the same name as the XM trading account owner. The withdrawal destination is therefore always tied to the verified client, which supports anti-money-laundering and prevents anonymous cash out of Forex profit.

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Forex risk during bonus trading and after withdrawal

The $30 Bonus may feel like free entry, but Forex and CFD trading always carry risk. XM confirms that the $30 Bonus is credited to a real trading account, not a demo account. That means every trade uses real spreads, real swaps, and real stop out logic. Leverage in Forex can magnify gains fast, but it can also magnify losses and lead to forced closure if margin is wiped out. A trader who reaches the withdrawal milestones has already traded under real pressure in MT4 or MT5 and taken on that exposure. Withdrawal of profit is not an alternative to risk; it is a structured payout that comes only after proving trading activity in actual market conditions.

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Summary for Forex traders

XM’s $30 Bonus is trading credit, not free cash. The $30 itself cannot be withdrawn. Profit made by trading that $30 Bonus in MT4 or MT5 can be withdrawn after two milestones are fully met: the account must trade at least 10 micro lots (0.1 standard lots) of total volume, and it must complete at least five round turn trades. XM records these milestones in Account History and in the Members Area. After both milestones are met, that profit is treated as normal withdrawable balance and can be paid out under XM’s withdrawal procedure. XM processes withdrawal requests in the Members Area, not through MT4 or MT5 directly. XM enforces a return-to-source rule, pays only to methods under the verified account holder’s name, processes requests within 24 hours, and then sends funds by e-wallet, bank transfer, or card under specific timelines. XM also cuts the bonus proportionally whenever money is withdrawn and can cancel both the bonus and profit if it identifies abuse.

For a Forex trader, this means XM supports early live trading with the $30 Bonus credit and still gives a path to withdraw real money. The trader earns profit under genuine Forex conditions, unlocks it by meeting XM’s activity requirements, and uses XM’s structured withdrawal system to receive that profit through approved payout channels in their own name.

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