How much are the fees & commission of FBS? Table of Contents
- The Main Trading Cost at FBS: The Spread
- Trading Commission at FBS: When It Is Zero and When It Can Exist
- Overnight Fees at FBS: Swap / Rollover
- Swap-Free at FBS: What It Changes
- Currency Conversion Fees: When Your Account Currency Doesn’t Match the Product
- Deposits at FBS: Broker Fees vs Payment Provider Fees
- Withdrawals at FBS: When Fees Can Apply
- Chargebacks: A Specific Administrative Fee
- Dormant / Inactivity Fees: When They Apply and How Much
- Putting It All Together: Your Real FBS Cost Per Trade
- FBS Account Types and Trading Conditions for Forex Trading
- The Core Live Account Types at FBS
- Standard Account at FBS
- Cent Account at FBS
- Demo Accounts at FBS
- Swap Free Trading at FBS
- Platforms and Trading Access at FBS
- What You Can Trade: Instruments and Markets
- Spreads and Pricing Model
- Leverage and Margin Rules at FBS
- Execution and Order Limits
- Trading Hours and Market Availability
- How to Choose Between Standard and Cent for Forex Trading
- How a spread becomes a real cost in money
- Why spreads change (and why that matters)
If you trade Forex, your long-term performance is shaped not only by entries and exits, but by the small costs that repeat every time you open, hold, and close positions. At FBS, trading costs fall into a few clear buckets: the spread, any commission (if applicable to a product), overnight swap/rollover, and a short list of non-trading fees tied to account maintenance and payments.
The Main Trading Cost at FBS: The Spread
For most retail Forex traders, the spread is the core cost. The spread is the difference between the bid and ask price. You pay it implicitly when you enter a trade because you buy at the ask and sell at the bid.
FBS uses floating spreads (the spread changes as liquidity and volatility change). On its Standard-style Forex offering, spreads are stated as starting from 0.7 pips, and trading commission is stated as no commission for that pricing model.
How a spread becomes a real cost in money
To convert spread into money, you need two things:
- the spread in pips
- the pip value for your trade size (lot size)
For many major Forex pairs quoted in USD (like EURUSD), a 1.00 standard lot (100,000 units) typically has a pip value of about $10 per pip. So:
0.7 pips × $10 ≈ $7 cost to open and close (effectively paid at entry through pricing)
If you trade 0.10 lots, the pip value is roughly $1 per pip:
0.7 pips × $1 ≈ $0.70
This is why spread matters more as you scale volume or trade frequently.
Why spreads change (and why that matters)
Because spreads float, your cost is not a single fixed number. Spreads usually widen during:
- major economic announcements
- session transitions (for example, after daily rollover)
- low-liquidity hours
- sudden risk events
Trading Commission at FBS: When It Is Zero and When It Can Exist
Many traders hear “commission” and think of a fixed dollar fee per lot. At FBS, the public trading conditions emphasize no trading commission for the core retail setup, and the Cent account is also described as having no commission.
So for typical Forex trading on these account setups, your direct trading cost is primarily:
- spread
- swap/rollover (if you hold past rollover)
- currency conversion (if applicable)
Commission can apply on certain CFD instruments
Even when a broker offers commission-free Forex pricing, some CFD categories can carry a commission structure. In FBS EU’s costs and charges documentation, a “commission fee” is defined as a fee charged when opening or closing a position, calculated based on volume and instrument. The same document provides a worked example for a share CFD where commission is calculated as 0.35% on the opening transaction value and 0.35% on the closing transaction value (then converted to the account currency in the example).
That example matters because it shows a very specific commission model:
- percentage-based commission (not “$X per lot”)
- charged on both entry and exit
- based on trade value (price × contract size)
What percentage commission means in practice
If a share CFD commission is calculated as a percent of transaction value, your cost grows with:
- the price of the share
- how many shares (or contract size) you trade
- how often you trade (because it’s charged per open and close)
This type of commission is common on share CFDs across the industry because pricing often mirrors “brokerage-style” dealing costs, even when Forex is spread-only.
Overnight Fees at FBS: Swap / Rollover
If you hold a position overnight, the spread is no longer your only cost. You may also pay—or sometimes receive—swap/rollover.
Swap (also called rollover) is the overnight financing adjustment for keeping a leveraged position open beyond the daily cutoff. In the FBS EU costs framework, swap/rollover is described as an ongoing charge or credit that continues as long as the position remains open.
Why swap exists
In leveraged Forex trading, you are effectively financing a position. The broker applies an overnight adjustment based on:
- the instrument (pair or CFD)
- your direction (long vs short)
- financing conditions and the broker’s schedule
Swap is typically charged once per day when you hold through rollover. Some instruments have triple-swap conventions on a specific day of the week to account for weekend settlement, depending on the broker’s product rules.
Why swap can be a bigger deal than spread
For short-term traders who close intraday, swap may not matter. For swing traders, it can matter a lot.
A position held for multiple rollovers can accumulate meaningful financing costs—sometimes larger than the entry spread—especially on indices, metals, or certain share CFDs with higher financing components.
Swap-Free at FBS: What It Changes
FBS lists swap-free availability in its trading conditions presentation.
Swap-free generally means the position is not charged the standard overnight swap/rollover. That can be important if:
- you hold trades for multiple days
- you trade instruments with high negative swap
- you follow trading rules that require swap-free conditions
The key practical point: swap-free status changes the “hold cost” side of trading. It does not remove spreads, and it does not automatically remove commissions on instruments where a commission model is used.
Currency Conversion Fees: When Your Account Currency Doesn’t Match the Product
If your account is denominated in one currency but you trade products priced in another, you may face currency conversion costs when profits, losses, or fees are settled.
In the FBS EU costs framework, a currency conversion fee is defined as a fee charged when realized profits/losses or other fees are denominated in a currency different from the trading account currency.
When conversion cost is most likely
Conversion becomes relevant when:
- your account is in EUR but you trade USD-settled instruments
- you trade cross pairs (like EURJPY) where P&L is naturally in the quote currency
- you trade CFDs where settlement currency differs from account base currency
Sometimes conversion is “embedded” in the conversion rate applied. The practical impact is simple: a portion of your P&L and fees can be affected by the conversion applied at settlement.
Deposits at FBS: Broker Fees vs Payment Provider Fees
Funding costs are different from trading costs. Even when a broker charges no deposit fee, payment systems can still charge processing fees.
FBS states that some payment providers may charge a commission, but that FBS compensates the commission so that deposits with most providers are free for clients, and also states that FBS does not charge additional fees or commissions for deposits.
What that means for you
- If a payment provider charges a fee, the broker may offset it depending on the method and conditions.
- Your “net deposited amount” depends on the provider’s processing and whether compensation applies.
The clean way to think about it: deposits can be free from the broker side, while the payment rail may still have its own economics.
Withdrawals at FBS: When Fees Can Apply
Withdrawals are where brokers often apply special rules—especially if you deposit and then withdraw without real trading activity.
In the FBS EU costs and charges documentation, the company states it does not charge deposit or withdrawal fees, with an important exception: in certain cases where a client withdraws funds without conducting any trading, a withdrawal-related fee can apply, and clients may also be subject to third-party fees imposed by banks or payment service providers.
FBS EU’s withdrawal page also explicitly describes that when withdrawing without trading, the company reserves the right to impose a 5% fee as necessary (linked to transaction fees charged by some payment methods).
Practical meaning of “withdrawal without trading”
So, the “default” picture is:
- normal deposits/withdrawals: broker-side fee often stated as zero
- no-trade withdrawals: a fee can be applied (including a stated 5% in the EU context)
Chargebacks: A Specific Administrative Fee
A chargeback is not a normal trading fee—it’s a payment dispute process. In the FBS EU cost framework, a chargeback fee of 30 EUR can be charged to cover investigation expenses.
This is a non-trading cost that only appears if a chargeback process is triggered.
Dormant / Inactivity Fees: When They Apply and How Much
Some brokers charge inactivity fees; others do not. Within the FBS EU framework (Tradestone Ltd), dormant account rules are clearly stated:
- If an account is dormant for 180 days (no trading activity, no login, no deposits, no withdrawals) and has a free balance, it is charged a quarterly maintenance fee of 30 EUR or the full balance if the balance is under 30 EUR.
- No dormant fee is applied to accounts with a zero balance.
- If you maintain more than one account and at least one is active, no dormant fee is applied even if another account has no activity.
Why this matters for Forex traders
If you want to keep an account as a “backup,” the safest approach is to keep it at zero balance or ensure at least one account remains active under the same company relationship (where that rule is explicitly stated).
Putting It All Together: Your Real FBS Cost Per Trade
To understand “how much you pay,” combine the relevant components:
If you trade Forex intraday
You typically pay:
- spread (your primary cost)
- no trading commission on the standard retail setup (as stated)
Swap is usually irrelevant if you do not hold through rollover.
If you hold Forex positions overnight
You pay:
- spread
- swap/rollover (unless swap-free applies)
If you trade share CFDs (where percentage commission applies)
You may pay:
- spread
- commission on entry and exit (example shows 0.35% per side in the EU cost example)
- swap/rollover if held overnight
If you fund and withdraw normally
You generally face:
- broker-stated deposit fee: none (and deposit commission often compensated depending on method)
- payment-provider or bank fees: possible (third-party side)
If you withdraw without trading
You can face:
- an imposed withdrawal-related fee (EU context includes a stated 5%)
If you stop using the account with a balance
You can face:
- dormant quarterly maintenance fee of 30 EUR after 180 days of dormancy under the EU framework
- For most Forex traders at FBS, the spread is the primary cost, with trading commission described as no commission on the core retail model.
- If you hold positions overnight, swap/rollover becomes the next major cost factor.
- Some CFD categories can add a commission layer (percentage-based commission is shown in the EU share-CFD cost example).
- Deposits are designed to be low-cost on the broker side, with stated compensation of provider commission for many methods.
- Withdrawals can become expensive if you withdraw without trading (EU context explicitly references a 5% fee possibility).
- Dormant accounts with a balance can be charged a 30 EUR quarterly fee after 180 days of inactivity in the EU framework.
FBS Account Types and Trading Conditions for Forex Trading
When you open a Forex trading account, two things matter more than anything else: the account structure you choose and the trading conditions attached to it. At FBS, the live setup is built around a small set of account formats designed for different position sizes and trading goals, with pricing and risk controls that follow standard CFD-style Forex execution.
FBS also operates through different regulated entities, so some conditions (especially leverage and minimum deposit) can vary by region. What does not change is the core logic: you choose an account type, trade CFD instruments (including Forex), and your trading costs and risk limits come from spread-based pricing, leverage rules, margin thresholds, and position sizing limits.
The Core Live Account Types at FBS
FBS commonly presents two primary live account types for retail traders:
- Standard account
- Cent account
Alongside those, FBS provides Demo accounts for practice and Swap Free (often called swap-free/Islamic) options depending on eligibility and account setup.
Because conditions differ by entity, you will also see different minimum deposits and leverage caps depending on where your account is registered. For example, the FBS Europe product pages specify different initial deposits and leverage caps than the main FBS.com trading conditions pages.
Standard Account at FBS
What the Standard account is built for
The Standard account is the “regular lot” format intended for typical Forex position sizing. It’s built around floating spreads and is commonly presented as commission-free for Forex, which means the spread is the main built-in trading cost for most retail Forex activity.
Standard account deposit requirements and regional differences
On FBS.com pages that describe Forex access and conditions, FBS states an initial deposit from $5 and highlights spreads from 0.7 pips and leverage up to 1:3000 for Forex trading accounts.
On the FBS Europe Standard account page, the trading conditions list an initial deposit of €100, floating spreads from 0.7 pips, and retail leverage up to 1:30 (with a “professional” category showing higher leverage).
Cent Account at FBS
What “Cent” means in practice
The Cent account is designed for smaller trade sizes. FBS explains it with a simple conversion:
- 1 lot on the Cent account equals 0.01 Standard lot
- This allows trading as little as 0.0001 Standard lot in Standard-lot terms
This structure is mainly about position sizing. It helps traders keep ticket sizes small while still using the same platform mechanics (orders, stop-loss/take-profit, margin).
Cent account pricing and leverage
FBS states that the Cent account uses floating spreads and no commission.
For leverage, FBS states that the maximum available leverage on the Cent account is 1:1000.
In the European entity pages, the Cent account is shown with an initial deposit of €10, floating spreads from 0.7 pips, and retail leverage up to 1:30 (with a “professional” category shown with higher leverage).
Demo Accounts at FBS
FBS offers demo accounts for MetaTrader platforms. A demo account is funded with virtual money and is used to practice trading without risking real funds. On the MT4 demo page, FBS describes a free demo environment with $10,000 in virtual funds and the ability to top up demo funds.
For MT5 demo, FBS describes a free multi-asset demo experience and emphasizes access across desktop and mobile devices.
Demo accounts matter because they let you test:
- order placement and modification
- spreads during different market conditions
- stop-loss and take-profit behavior
- margin impact at different leverage levels
Swap Free Trading at FBS
FBS promotes the availability of Swap Free options in its Forex conditions presentation.
Swap (rollover) is the overnight financing adjustment applied when positions are held through the daily rollover time. A swap-free setup removes the standard swap mechanism for eligible accounts, changing the holding cost profile for multi-day Forex trading.
Platforms and Trading Access at FBS
FBS offers trading via:
- MetaTrader 4 (MT4)
- MetaTrader 5 (MT5)
FBS also promotes its mobile app and explains that an MT5 account can be used for trading on the go through the FBS mobile app.
For Forex traders, platform choice matters less than execution quality and conditions, but it still affects workflow:
- MT4 is commonly used for classic Forex execution and many Expert Advisors
- MT5 offers expanded market depth features and broader multi-asset structure in many broker setups
What matters at FBS is that both platforms are supported and tied into the same general conditions framework (spreads, leverage rules, margin thresholds, and instrument lists).
What You Can Trade: Instruments and Markets
FBS describes a multi-market CFD offering that includes:
- Forex
- Stocks
- Indices
- Metals
- Energies
- a separate category labeled Forex Exotic
For a Forex-focused trader, the key point is that the account is not limited to major currency pairs only. You can structure a single strategy across currency pairs and add related markets (like gold or indices) if your plan requires diversification.
Spreads and Pricing Model
Floating spreads
FBS states that spreads are floating and can change with market conditions. For Forex pairs, it states spreads can be as low as 0.7 pips.
A floating spread model means:
- spreads can tighten in liquid market conditions
- spreads can widen around volatility spikes and lower-liquidity periods
- the cost you pay is not constant even on the same currency pair
For Forex trading, spreads are a primary cost driver, especially for strategies that enter and exit frequently.
Commission approach
FBS commonly describes its main Forex setup as zero commission (spread-only pricing for Forex).
Leverage and Margin Rules at FBS
Maximum leverage
FBS states that it offers leverage up to 1:3000.
Leverage is not just a “bigger position” feature. It directly changes margin requirements. Higher leverage reduces the margin needed to open a position, but it also increases the speed at which floating losses can pressure your free margin. That is why margin controls matter as much as headline leverage.
Asset-class leverage rules
FBS also states that some instrument types use fixed leverage, giving examples:
- stocks leverage set at 1:100
- indices and energies at 1:200
- metals at 1:500
For Forex, FBS states you can select and change leverage for a specific trading account through account settings in the app or trader area.
Margin call and stop out
On its Forex conditions presentation, FBS lists:
- Margin call: 40%
- Stop out: 20%
These thresholds define when the platform warns you and when positions can be closed due to insufficient margin. In leveraged Forex trading, margin policy is a core part of trading conditions because it affects risk control and how much drawdown your account can tolerate.
Negative balance protection
FBS states that it provides negative balance protection, describing that with margin call and stop-out levels your balance will not go below zero.
Execution and Order Limits
FBS highlights fast execution and provides specific operational limits commonly shown as part of trading conditions:
- order execution from 0.01 seconds
- open positions up to 500, including 200 pending orders
- order volume from 0.01 to 500 lots
For Forex traders, these details influence whether certain strategies fit the environment:
- Scalping and short-hold trading depend on execution consistency and spread behavior.
- Grid and multi-order strategies depend on the maximum number of open/pending orders.
- Large-size trading depends on the maximum lot size and how margin scales with leverage.
Trading Hours and Market Availability
FBS states that Forex trading is available 24 hours, 5 days a week, from Monday 00:00:00 to Friday 23:59:59 in EET/MetaTrader time.
For stocks and exchange-based instruments, hours depend on the exchange. FBS notes this explicitly for stock markets tied to different exchanges.
This matters for Forex traders who use:
- session-based systems (Asia, London, New York liquidity windows)
- news-based systems that require tight timing
- overnight holds that face rollover and spread changes at session transitions
How to Choose Between Standard and Cent for Forex Trading
Choose the Cent account if your priority is smaller position sizing
The Cent account is built for small trade sizes and fine-grained sizing control, and FBS explicitly defines the Cent lot conversion that makes that possible.
This is especially useful if you want to:
- practice live trading with minimal exposure
- test a strategy using real execution and real spreads
- trade Forex with tight control over risk per trade
Choose the Standard account if your priority is normal lot sizing and broader scaling
The Standard account is the typical format for traders who plan to scale volume over time while keeping a spread-based, commission-free Forex model. FBS presents Standard Forex trading with spreads from 0.7 pips, zero commissions, and an entry deposit level stated from $5 on its Forex account page, while showing different minimum deposit levels under the European entity.
- FBS offers Standard and Cent live account formats as core options, plus Demo accounts and Swap Free availability.
- Forex pricing is presented with floating spreads, with Forex spreads stated as low as 0.7 pips, and the main Forex setup is described as zero commission.
- FBS states leverage up to 1:3000 for Forex accounts, while also stating Cent account leverage up to 1:1000, and showing lower leverage caps in certain regulated regions (such as retail leverage up to 1:30 on FBS Europe pages).
- Key risk thresholds shown for Forex conditions include margin call 40% and stop out 20%, and FBS states negative balance protection.
- Operational limits shown include order volume 0.01 to 500 lots and up to 500 open positions (including pending orders).
- Supported platforms include MT4, MT5, and mobile trading access tied to MT5 accounts through the FBS app.
- FBS lists CFD market categories including Forex, metals, indices, energies, stocks, and Forex Exotic.
Posted by FXBonus
Please check FBS official website or contact the customer support with regard to the latest information and more accurate details.
Please click "Introduction of FBS", if you want to know the details and the company information of FBS.
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