How to get HFM 100% Credit Bonus on MT4 (MetaTrader4) accounts? Table of Contents
- Creating the myHF profile
- Opening an eligible MetaTrader account
- Making the qualifying deposit or transfer
- How the platform credits the bonus
- Trading and keeping the bonus active
- Withdrawals and bonus reduction rules
- Using the Loyalty Program to top up credit
- Combining the credit bonus with cash back
- Common mistakes to avoid
The 100% Credit Bonus that HFM links to its MT4 accounts is a deposit-based trading credit. It is created when a trader puts real money into an eligible account and the platform adds the same amount as credit. This credit is not cash and it is not meant to be withdrawn. It is placed in the MetaTrader account to double the funds that support margin and to give more room for opening or holding positions on Forex, metals, energies and other CFDs. The actual money you send is withdrawable; the credit is not.
Creating the myHF profile
Every bonus action starts from the personal client area. The trader opens a myHF profile, submits identification and address documents, and waits until the account is marked as fully approved. HFM attaches the credit bonus only to verified clients for compliance and for payout reasons. If the profile is not approved, the trader can still download MetaTrader and even open demo accounts, but no deposit bonus will be created on live MT4.
For this reason the first operational step is always to complete the profile. Once it is active, all other HFM features — new MT4 accounts, funding, internal transfer, Loyalty Program — become available from the same dashboard.
Opening an eligible MetaTrader account
The credit is not sent to every live account. The bonus description says clearly that it is applied to MT4 Micro, MT4 Premium and, when available, MT4 Premium Islamic accounts. These accounts have the standard HFM trading conditions and are the ones the broker uses for bonuses and for cash-back style promotions. If a trader opens an MT5 account only, or an account type that is excluded from promotions, funding it will not create credit. Picking the correct account type is therefore essential.
Inside the client panel you select MetaTrader as the platform and then choose the account class that mentions MT4 in the description. Instantly, the system generates the login, password and server name, so you can connect from any MetaTrader 4 terminal.
Making the qualifying deposit or transfer
The bonus is triggered by money entering the MT4 account. HFM’s current structure uses a minimum amount — commonly the equivalent of one hundred base currency units — and the credit is equal to the incoming funds. If the account receives less than the minimum, the account is live but no credit is created. If the account receives the minimum or more, the same amount is posted as credit.
HFM accepts several channels for this step: card funding, e-wallets, and bank transfers, depending on the region. Internal transfers from the wallet to the MT4 account are also counted when the terms for that entity permit it, so a trader who already has money in the myHF wallet can move it into the MT4 bonus account and still receive the credit.
| Action on MT4 account | Effect in MetaTrader |
|---|---|
| Deposit of 300 USD to eligible MT4 | Balance = 300, Credit = 300, Equity = 600 used for margin |
At this stage the account is already doubled in terms of margin power: the trader owns 300 but can trade as if 600 were in the account.
How the platform credits the bonus
When the MT4 account matches the promotion and the qualifying money arrives, HFM’s system posts the 100% Credit Bonus automatically. There is no need to create a support ticket or to send a screenshot of payment. In MetaTrader 4 the credit appears under the “Credit” line, separate from the balance. The balance is the trader’s cash; the credit is the broker’s temporary support.
This separation is important because MT4 calculates margin and free margin by combining balance and credit, but withdrawals and transfers touch only the balance. As long as the balance stays in the account, the credit stays with it. The moment the balance is taken away, the system re-calculates and cuts the credit.
Trading and keeping the bonus active
After the credit is posted, the account can be used normally on MetaTrader 4. Traders can open positions on Forex majors, minors, spot metals, energies, indices and other instruments published by HFM. Positions can be opened from the desktop, mobile or web MT4 terminal; it makes no difference because the account is the same on the broker side.
HFM connects this bonus to genuine trading. That is why the conditions include things like minimum time in the market and minimum difference between opening and closing price. Super-fast hedged tickets that are opened only to inflate volume do not match the spirit of the promotion and can cause bonus removal. Normal intraday or swing trades easily satisfy the quality filter.
Withdrawals and bonus reduction rules
This type of credit is strictly non-withdrawable. Traders can take out their own funds and all profits generated while the credit was active, but the credit itself will not be paid out. Even more, every withdrawal or every internal transfer out of the MT4 bonus account triggers bonus removal in the same proportion.
Example: the account was funded with 500 and received 500 as credit. If the trader withdraws 200 from that account, the system calculates how much of the original deposit was removed (200 out of 500, which is forty percent) and removes forty percent of the credit (200 out of 500). After the withdrawal the account will show 300 balance and 300 credit. The ratio is preserved.
This rule exists to make sure traders do not take away the cash that justified the credit and leave the credit in the account. The credit is a function of the deposit; if the deposit is reduced, the bonus must follow.
Using the Loyalty Program to top up credit
HFM links its bonus framework to the loyalty system. Traders who are inside the Loyalty Program collect Bars when they trade, when they keep the account active for more days, and when they refer other traders. Those Bars can be exchanged for extra credit. The program text says that credit from Bars can be applied only to MT4 accounts that already have an original credit bonus. This means the first bonus must still come from a deposit; later additions can be made from loyalty earnings.
This is a useful feature for traders who want to keep the account in “double” mode without making a new deposit each time. By trading regularly and by inviting a few clients, the trader can gather Bars and push more credit into the same MT4 Micro or MT4 Premium account.
Combining the credit bonus with cash back
In some entities HFM ties the credit bonus to a per-lot cash back engine, often called the SuperCharged version. The structure is simple: deposit to the MT4 account, get the same amount as credit, and then trade to receive real cash every time a round-turn trade is closed. The cash part is withdrawable, because it is paid as a rebate; only the credit part is locked. This combination is attractive for high-volume MetaTrader users because it improves both the margin side and the cash-flow side of trading.
On the platform, the cash back increases the balance. The credit stays visible under “Credit.” The trader can withdraw the cash back at any time, but if the withdrawal is done directly from the bonus account, the proportional reduction rule will still apply to the credit.
Common mistakes to avoid
- Opening an account on MetaTrader 5 or on an account type that does not participate in promotions.
- Depositing less than the minimum amount required by the bonus terms.
- Withdrawing or transferring funds out of the bonus account immediately after the credit is added.
- Running artificial or ultra-short trades that violate the quality rules of the promotion.
- Trading under an entity or jurisdiction that does not offer deposit bonuses and expecting the credit to appear.
All of these issues can be prevented by following the exact order: create and approve the profile, open the correct MT4 account, fund it with the right amount, trade normally, and avoid early withdrawals.
Getting the HFM 100% Credit Bonus on an MT4 account is a procedural task, not a promotional lottery. You create and verify the myHF area, you open an MT4 account that is marked as MT4 Micro or MT4 Premium, you fund it with at least the minimum amount for the campaign, and the platform credits the same amount as trading credit. You then trade with double margin, collect cash back if it is enabled for your account, and, when you withdraw, you accept that the credit will be reduced in the same ratio. If you want to grow the credit further, you join the Loyalty Program and redeem Bars into credit on the same account.
This structure keeps the MT4 account powerful for trading while protecting the broker from bonus abuse. For active MetaTrader users in the retail Forex space, it is one of the clearest ways to make a small or mid-sized deposit behave like a larger balance without turning the bonus itself into withdrawable money.
Please check HFM official website or contact the customer support with regard to the latest information and more accurate details.
Please click "Introduction of HFM", if you want to know the details and the company information of HFM.
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