This article breaks down how IC Markets deposits are credited through the Secure Client Area, which base currencies and payment rails are supported by Global vs EU entities, the processing times and currency limits of each deposit method, and the key policies that shape fees, conversions, and future withdrawals.
Available Deposit Methods of ICMarkets - Updated in 2026 Table of Contents
- How deposits are applied to a Forex trading account
- Base currencies supported for deposits
- Deposit methods at IC Markets Global
- Deposit methods referenced for IC Markets EU accounts
- Other deposit methods mentioned in IC Markets EU materials
- Choosing the best IC Markets deposit method for Forex trading
- Fee and policy points that affect deposits
- A clean deposit routine for Forex traders
- IC Markets Fund Withdrawal Conditions and Fund Security
- How IC Markets withdrawals are requested and processed
- The non-negotiable rules that shape every withdrawal
- Processing times: what “processed” means versus when money arrives
- IC Markets withdrawal methods and method-specific conditions
- Fees and charges: what IC Markets charges and what others may charge
- Withdrawal delays: what causes them in practice under IC Markets rules
- Fund security at IC Markets: what the broker says it does with client money
- EU investor compensation: an extra layer for IC Markets EU clients
- A Forex-practical checklist to keep withdrawals smooth and protect funds
Funding a Forex trading account is not just “adding money.” Your deposit method affects how quickly margin becomes usable, what currency conversions happen, and how smooth the withdrawal path is later. IC Markets supports a broad set of deposit routes, and the exact set shown to you can vary by the IC Markets entity that holds your account and your country of residence.
What stays consistent is the structure: deposits are made inside the secure client portal, and each funding method has its own accepted currencies and processing speed.
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How deposits are applied to a Forex trading account
Deposits are submitted from the Secure Client Area, where you select a funding method and the trading account you want to credit. Instant methods are credited quickly, but in some cases processing can take up to an hour before funds appear in the designated trading account.
IC Markets also states it does not charge additional fees for deposits and withdrawals, while noting that banks and payment providers can still apply their own fees outside the broker’s control.
Base currencies supported for deposits
IC Markets Global supports multiple base currencies for accounts, including AUD, USD, EUR, CAD, GBP, SGD, NZD, JPY, HKD, and CHF.
IC Markets EU presents funding in a smaller set of base currencies (commonly USD, EUR, GBP) and groups deposit options into cards, e-wallets, and wire transfers.
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Deposit methods at IC Markets Global
Below are the deposit methods listed for IC Markets Global, along with the processing speed and the currencies supported by each method.
Credit and debit cards
IC Markets supports credit and debit cards as an instant deposit option. For card deposits, accepted currencies include AUD, USD, JPY, EUR, NZD, SGD, GBP, and CAD.
When cards fit a Forex workflow
- You want quick funding to support margin needs.
- You prefer a familiar consumer payment method.
- You may want to deposit smaller amounts more often rather than making larger wire transfers.
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PayPal
PayPal is available as an instant deposit method. Accepted currencies include AUD, USD, JPY, EUR, NZD, SGD, GBP, CAD, HKD, and CHF.
Why Forex traders use PayPal
- Fast account funding.
- Clear separation between bank/card funding and broker funding through one wallet layer.
Neteller
Neteller is available as an instant deposit method. Accepted currencies include USD, AUD, GBP, EUR, CAD, SGD, and JPY.
Typical use case
Traders who already keep balance in an e-wallet and want quick transfers into a Forex account.
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Skrill
Skrill is available as an instant deposit method. Accepted currencies include AUD, USD, JPY, EUR, SGD, and GBP.
Typical use case
Similar to Neteller: fast deposits, often used when you want an e-wallet between your bank and your broker.
UnionPay
UnionPay is available, with RMB listed as the accepted currency, and it is shown as an instant method.
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Wire transfer
Wire transfer (bank transfer) is available with an approximate processing time of 2–5 business days. Accepted currencies include AUD, USD, JPY, EUR, NZD, SGD, GBP, CAD, and CHF.
When bank transfer fits a Forex workflow
- Larger deposits where card limits can be restrictive.
- You want a direct bank-to-broker audit trail.
- You are funding from personal or corporate banking channels.
BPAY
BPAY is available with AUD as the accepted currency and an approximate processing time of 12–48 hours.
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POLi
POLi is available with AUD as the accepted currency and an instant processing time.
Broker to broker transfer
Broker to broker transfers are available with an approximate processing time of 2–5 business days. Accepted currencies include AUD, USD, JPY, EUR, NZD, SGD, GBP, CAD, CHF, and HKD.
When this method fits
Moving capital from another broker directly into IC Markets without using cards or e-wallet top-ups.
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Thai Internet Banking
Thai Internet Banking is listed with USD as the accepted currency and an approximate processing time of 15–30 minutes.
Vietnamese Internet Banking
Vietnamese Internet Banking is listed with USD as the accepted currency and an instant processing time.
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Rapidpay
Rapidpay is listed with accepted currencies EUR and GBP, with processing that may take up to 2 business days.
Klarna
Klarna is listed with accepted currencies EUR and GBP, with processing that may take up to 2 business days.
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Deposit methods referenced for IC Markets EU accounts
IC Markets EU organizes deposits under Cards, eWallets, and Wire Transfers, with cards and PayPal shown as available options and the accepted currencies commonly shown as USD, EUR, GBP for those payment channels.
This is a practical point for Forex traders: if you run multiple accounts under different IC Markets entities, the payment options and currency support can be narrower or wider depending on the entity and payment partners used.
Other deposit methods mentioned in IC Markets EU materials
IC Markets EU materials also describe access to several additional deposit routes such as local bank transfer, FasaPay, WebMoney, UnionPay, BPAY, and broker to broker transfer.
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Choosing the best IC Markets deposit method for Forex trading
The “best” deposit method is the one that matches your currency, your timing needs, and your future withdrawal path.
If you need fast margin funding
Pick an instant method:
- Cards
- PayPal
- Neteller
- Skrill
- POLi (AUD)
- Some local internet banking routes
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If you want stable funding for larger balances
Pick a bank-based route:
- Wire transfer
- Broker to broker transfer
If you want to reduce currency conversion
Match your deposit currency to your trading account base currency whenever possible. IC Markets lists accepted currencies for each deposit channel, and not all methods support all currencies. For example, UnionPay is listed with RMB only, BPAY and POLi are listed with AUD only, and Rapidpay/Klarna are listed with EUR and GBP only.
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Fee and policy points that affect deposits
IC Markets states it does not charge additional fees for deposits and withdrawals, while also stating that banks and payment providers can still apply their own fees outside the broker’s control.
IC Markets also notes that funds in trading accounts are intended for trading purposes and that a processing fee may be applied to a withdrawal if deposits have not been used for trading. This matters operationally: if you deposit and then attempt to withdraw without trading activity, you may trigger additional handling rules.
A clean deposit routine for Forex traders
A simple routine reduces delays and keeps account administration smooth:
- Deposit from the Secure Client Area so the payment is linked correctly to your trading profile.
- Use a funding method that supports your account currency to limit conversion friction.
- Prefer instant methods when you need margin quickly; prefer bank routes when you are funding a larger balance.
- Keep your deposit method consistent when possible, because withdrawals are commonly routed back through the original funding channel where applicable.
IC Markets offers a wide set of deposit options designed for different Forex funding needs:
- Instant deposits: cards, PayPal, Neteller, Skrill, POLi, UnionPay (RMB), and selected local internet banking routes.
- Non-instant deposits: wire transfer, broker to broker transfer, BPAY, Rapidpay, Klarna.
- Currency coverage: broad base currency support at IC Markets Global, and more limited base currency support shown for IC Markets EU funding channels.
For Forex traders, the practical approach is straightforward: choose a method that credits quickly when you need margin, supports the currency you actually trade in, and keeps your future withdrawals simple.
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IC Markets Fund Withdrawal Conditions and Fund Security
Withdrawing money from a Forex trading account is not just clicking “cash out.” A broker’s withdrawal conditions decide how fast funds move, which payment route must be used, what verification is required, and what can delay a payout. At the same time, fund security is about how client money is held and controlled while it sits with the broker and its banking partners.
IC Markets sets withdrawal conditions around three core ideas:
- withdrawals are requested inside the secure client portal,
- money is returned to the original funding source (no third-party payouts),
- client funds are held separately from the broker’s operating funds under the rules of the relevant regulated entity.
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How IC Markets withdrawals are requested and processed
IC Markets withdrawals are submitted from within the Client Area (the secure portal).
For IC Markets EU, the Deposits & Withdrawals Policy states that withdrawal requests are processed within one working day by the back-office team, and the transfer time after that depends on the method used (bank transfer, debit card, or other payment methods).
For IC Markets Global, the Help Centre and withdrawal page describe a daily processing cut-off: requests received before the cut-off time are processed the same business day, while requests after the cut-off are processed the next business day.
The non-negotiable rules that shape every withdrawal
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Withdrawals must go to an account in your name
IC Markets Global states it does not process payments to third parties. Withdrawals must go to a bank account or funding source in the account holder’s name, with joint accounts accepted when the trading account holder is one of the parties.
IC Markets EU policies also state the firm will not process withdrawals/refunds to third parties or anonymous accounts, and it will not accept third-party or anonymous payments into the client account.
This matters in real Forex account management: if you fund from one person’s wallet and try to withdraw to another person’s bank, the request does not fit the broker’s stated rules.
Money is refunded back to the original source of funding
IC Markets EU states withdrawals are refunded back to the original source(s) of funding. It even lays out an order-of-refund example: card first, then e-wallet, and the remainder to bank transfer, matching the amounts deposited through each method.
IC Markets Global’s withdrawal page also describes method matching, including limits on how much can be withdrawn back to a card and when another method or bank wire must be used for the excess.
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Your account must be verified before withdrawals are paid
IC Markets EU states that payments are not made until all required documents are received and the trading account is fully verified.
A withdrawal can be declined if conditions are not met
IC Markets EU lists specific reasons a withdrawal can be declined, including:
- missing required information in the instruction,
- insufficient free margin to cover the withdrawal amount and charges,
- incomplete or outdated due diligence.
This is very Forex-specific: open positions consume margin. If you request more than your free margin allows, the withdrawal does not meet the stated condition.
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Currency handling rules can apply
IC Markets EU states withdrawals are processed in the currency in which the deposit was originally made.
Processing times: what “processed” means versus when money arrives
A common misunderstanding is mixing up broker processing with bank or payment network settlement.
- Broker processing: IC Markets EU describes processing within one working day by back office.
- Arrival time: after processing, the time depends on the method.
IC Markets Global states you should allow at least a few business days for funds to reach you after processing, and that e-wallets and card withdrawals are typically faster than bank transfer.
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IC Markets withdrawal methods and method-specific conditions
The exact list of methods shown in your portal can depend on the IC Markets entity and your region, but IC Markets publishes clear method rules for the main rails.
Credit and debit card withdrawals
IC Markets Global states card withdrawals are processed free of charge. Once processed, they may take 3–5 business days to reach the card, and in rare cases up to 10 business days depending on the bank.
A key operational condition is the card cap: if you want to withdraw an amount above what you deposited by card, IC Markets Global requires using another previously used deposit method or a bank wire option for the excess.
For IC Markets EU, debit card withdrawals are processed within one working day by the broker, but it states up to 10 working days are required for funds to be credited.
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PayPal, Skrill, Neteller and similar e-wallet withdrawals
IC Markets Global states withdrawals must be made from the same account from where funds were sent initially, and that these transactions are instant once processed for the applicable e-wallet rails described on the withdrawal page.
For EU, the policy states “all other payment methods are usually processed by us in one working day,” with final transfer times depending on the method.
Bank wire withdrawals
IC Markets EU states bank transfers are typically processed within one working day, and it takes about 3–5 working days for funds to be credited.
IC Markets EU also warns about small bank wires: it states there is no minimum withdrawal requirement, but bank wires under EUR 100 carry a risk that bank charges can consume the transfer so the client may receive nothing.
IC Markets EU also notes intermediary banks can add fees, and the client is liable for those fees.
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WebMoney and FasaPay: withdrawal routed by bank transfer
IC Markets Global states WebMoney refunds are not permitted through its processor, so WebMoney deposits must be withdrawn by bank transfer, which may incur charges and typically takes 3–5 business days after processing.
It also states that accounts funded by FasaPay are withdrawn via bank wire transfer, which may incur charges, with the bank transfer commonly taking 3–5 business days after processing.
POLi and BPAY: withdrawals via domestic bank transfer (Australia)
IC Markets Global states accounts funded by POLi or BPAY are withdrawn via bank wire transfers, and that domestic bank transfers within Australia usually reach the bank within 2–3 business days.
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Rapidpay and Klarna: withdrawals via bank transfer
IC Markets Global states accounts funded by Rapidpay or Klarna are withdrawn via bank wire transfers, which may incur charges, and typically take 3–5 business days after processing.
Fees and charges: what IC Markets charges and what others may charge
IC Markets EU states it does not charge additional fees for withdrawals, but clients may incur fees from international banking institutions, intermediary banks, beneficiary banks, or even SEPA-related bank fees, and the company is not liable for those fees.
IC Markets Global also states withdrawals are processed free of charge on its side for the main methods described on its withdrawal page, while also noting that bank-side timing and charges are outside the broker’s control.
For international bank wire withdrawals under some IC Markets entities, IC Markets states it passes on the transfer fees charged by its banking institution and gives an example amount (approximately AUD 20 or currency equivalent) deducted from the withdrawal.
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Withdrawal delays: what causes them in practice under IC Markets rules
IC Markets’ published conditions point to a few repeat causes of delays:
- Verification not complete (EU policy: no payout until documents are received and verification is complete).
- Due diligence outdated (EU policy: outdated due diligence is a reason the broker can decline a withdrawal).
- Method mismatch (withdrawals must go back to the original funding source; third-party payouts are not processed).
- Additional information request (EU policy: the broker can request extra information related to the payment method; this can delay processing).
- Insufficient free margin (EU policy: free margin must exceed withdrawal amount plus charges at the moment of payment).
- Cut-off time timing (Global help centre: requests before the cut-off are processed the same day; after, the next business day).
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Fund security at IC Markets: what the broker says it does with client money
Withdrawal conditions control how money exits. Fund security is about how money is held while it is inside the broker’s system.
Segregated client money accounts
IC Markets Global states client money is held in segregated client money accounts with top-tier banking institutions and is held separately from company funds. It also states client money is not used for operational expenses.
IC Markets Global’s help centre adds that client money is held in segregated client money accounts in tier-one banks and that it spreads client money across multiple banks to reduce counterparty risk to any one bank.
IC Markets Australia states client funds are held in segregated trust accounts at National Australia Bank (NAB) and that it complies with Australian client money handling rules.
IC Markets EU states client money is held in segregated trust accounts with top-tier European banks and is managed in line with MiFID client money handling rules, separate from company funds.
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What segregation protects, and what it does not
Segregation is designed to separate client funds from broker operating funds. It is not the same as a guarantee against trading losses, and it does not remove bank or market risk. IC Markets EU terms also describe the practical structure of pooled (omnibus) client money accounts: clients have a claim against the money held in the segregated account rather than a claim against a specific numbered sub-account at the bank.
Payment security for online transfers
IC Markets Global states electronic payments are processed using SSL technology and are encrypted, and that payment information is treated as confidential and used for funding purposes.
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EU investor compensation: an extra layer for IC Markets EU clients
For clients trading under IC Markets (EU) Ltd, IC Markets’ EU FAQs state that the Investor Compensation Fund (ICF) offers compensation up to €20,000 per client if the firm fails to return client funds.
This is separate from segregation. Segregation is about how money is held day to day. The ICF is a compensation mechanism tied to the rules of covered investment firms and covered clients.
A Forex-practical checklist to keep withdrawals smooth and protect funds
These steps align directly with IC Markets’ stated rules:
- Complete verification early so withdrawals are not blocked by missing documents.
- Only fund from payment sources in your name, and withdraw to accounts in your name.
- Expect refunds to follow the original funding source order, especially if you used multiple methods.
- Keep enough free margin when positions are open; the EU policy links withdrawals to free margin exceeding the payout plus charges.
- Use bank wire for larger payouts when card deposits were only part of your funding, because card withdrawals are capped to the deposited amount.
- Avoid small bank wire withdrawals under EUR 100 for IC Markets EU, because the policy warns bank charges can consume the transfer.
- If a method requires bank transfer for withdrawal (WebMoney, FasaPay, Rapidpay, Klarna), plan for bank settlement time and possible bank fees.
IC Markets sets withdrawal conditions that focus on identity matching, method matching, and margin safety:
- Requests are submitted through the secure client portal and processed by back office within one working day for IC Markets EU, with transfer time depending on the method.
- IC Markets Global describes a daily cut-off time for same-day processing and explains method-by-method settlement times (cards, e-wallets, and bank transfers).
- Withdrawals go back to the original funding source and must be in the client’s name; third-party payouts are not processed.
On fund security, IC Markets describes layered controls:
- segregated client money accounts separate from company operating funds,
- use of top-tier banking partners and spreading client funds across multiple banks at IC Markets Global,
- encrypted payment processing for online transactions,
- an EU investor compensation framework referenced by IC Markets EU FAQs (up to €20,000 per covered client) for accounts under IC Markets (EU) Ltd.
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Please check IC Markets official website or contact the customer support with regard to the latest information and more accurate details.
Please click "Introduction of IC Markets", if you want to know the details and the company information of IC Markets.
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